Credit Union Safety Analysis
Is Marion and Polk Schools Credit Union dba Maps Credit Union Safe? Salem, Oregon
Based on its Q2 2026 NCUA 5300 call report, Marion and Polk Schools Credit Union dba Maps Credit Union has a net worth ratio of 9.55%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.32%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Marion and Polk Schools Credit Union dba Maps Credit Union's net worth ratio is 9.55%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 9.55%
- Delinquency ratio (60+ days) (Q2 2026): 1.32%
- Return on assets (Q2 2026): 0.80%
- Loan-to-share ratio (Q2 2026): 83.28%
Marion and Polk Schools Credit Union dba Maps Credit Union (NCUA charter 64166, established 1936) reported $1.85B in assets and 86,785 members for Q2 2026 from Salem, Oregon. It ranks 8 of 47 credit unions in Oregon by total assets. Total assets grew 26.1% from $1.47B on June 30, 2025. It has 6,059 more members than on June 30, 2025 (+7.5%). Its net worth ratio was down 1.67 percentage points from 11.22% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $409.2M of $1.37B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.32% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 9.45% for Q1 2026; 11.22% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 1.20% for Q1 2026; 0.51% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 1.16% for Q1 2026; 0.91% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 84.51% for Q1 2026; 93.63% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $409.2M
- Commercial loans: $305.7M
- Other secured non-real estate loans and lines of credit: $259.2M
- Used vehicle loans: $194.5M
- New vehicle loans: $119.0M
- Other unsecured loans and lines of credit: $45.8M
- Unsecured credit card loans: $34.9M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.85B | 9.55% | 1.32% | 0.80% | 83.28% |
| March 31, 2026 | $1.82B | 9.45% | 1.20% | 1.16% | 84.51% |
| December 31, 2025 | $1.51B | 11.29% | 1.09% | 0.67% | 93.36% |
| September 30, 2025 | $1.49B | 11.35% | 0.61% | 1.23% | 93.80% |
| June 30, 2025 | $1.47B | 11.22% | 0.51% | 0.91% | 93.63% |
| March 31, 2025 | $1.44B | 11.19% | 0.46% | 0.97% | 93.62% |
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Free to use. It shows Marion and Polk Schools Credit Union dba Maps Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Marion and Polk Schools Credit Union dba Maps Credit Union profile
Regulator records: NCUA credit union profile (charter 64166) · FFIEC NIC profile (RSSD 278797)
Frequently asked questions
Is Marion and Polk Schools Credit Union dba Maps Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Marion and Polk Schools Credit Union dba Maps Credit Union's net worth ratio is 9.55%, above the 7% NCUA threshold for well capitalized.
Is Marion and Polk Schools Credit Union dba Maps Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Marion and Polk Schools Credit Union dba Maps Credit Union is a federally insured credit union (NCUA charter 64166): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Marion and Polk Schools Credit Union dba Maps Credit Union's key safety ratios?
For Q2 2026, Marion and Polk Schools Credit Union dba Maps Credit Union reports net worth 9.55%, delinquency 1.32%, ROA 0.80%, loan-to-share 83.28%.
What happens to my money if Marion and Polk Schools Credit Union dba Maps Credit Union fails?
For Q2 2026, Marion and Polk Schools Credit Union dba Maps Credit Union held $1.64B in shares and deposits for 86,785 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.