Marion and Polk Schools Credit Union dba Maps Credit Union Salem, Oregon
Marion and Polk Schools Credit Union dba Maps Credit Union is a state-chartered credit union headquartered in Salem, OR, established in 1936 (NCUA charter 64166), and it is regulated and insured by the NCUA. At Q2 2026 it reported 86,785 members and total assets of $1.85B (up 26.1% from Q2 2025), the 8th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 9.55% at Q2 2026, in the well capitalized band.
Also written as Marion and Polk Schools Credit Union dba Maps CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64166
- Headquarters
- Salem, OR
- Established
- 1936
- Total assets, Q2 2026
- $1.85B
- Assets vs Q2 2025
- +26.1%
- Members, Q2 2026
- 86,785
- Net worth ratio, Q2 2026
- 9.55%
- Latest call report
- Q2 2026, NCUA 5300 · Marion and Polk Schools Credit Union dba Maps Credit Union call report
- Asset rank in state
- 8th of 47 in Oregon
- Routing number
- 323276388
- Branches
- 17
It has 6,059 more members than on June 30, 2025 (+7.5%). Its net worth ratio was down 1.67 percentage points from 11.22% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $409.2M of $1.37B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.32% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.55% net worth ratio is below that band's 10.89% median.
Frequently asked about Marion and Polk Schools Credit Union dba Maps Credit Union
How big is Marion and Polk Schools Credit Union dba Maps Credit Union?
At Q2 2026 it reported total assets of $1.85B and 86,785 members.
Where is Marion and Polk Schools Credit Union dba Maps Credit Union headquartered?
It is headquartered in Salem, OR, United States.
When was Marion and Polk Schools Credit Union dba Maps Credit Union founded?
It was established in 1936, per NCUA records.
Is Marion and Polk Schools Credit Union dba Maps Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64166): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Marion and Polk Schools Credit Union dba Maps Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Marion and Polk Schools Credit Union dba Maps Credit Union well capitalized?
Its net worth ratio was 9.55% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Marion and Polk Schools Credit Union dba Maps Credit Union's delinquency ratio?
Its delinquency ratio was 1.32% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Marion and Polk Schools Credit Union dba Maps Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 83.28% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Salem, OR 97301
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1936
- NCUA Charter #
- 64166
- RSSD ID
- 278797
- Members
- 86,785
- Potential members
- 2,708,454
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.55% | 10.89% | 20th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.80% | 0.89% | 42nd below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 8.40% | 8.07% | 53rd above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.56% | 3.45% | 58th above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 82.07% | 70.59% | 11th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.38% | 1.68% | 74th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.32% | 0.68% | 16th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.95% | 5.12% | 40th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 83.28% | 88.03% | 38th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.85B total assets against $1.47B; $1.64B total shares and deposits against $1.28B; $1.37B total loans against $1.20B.
$175.5M net worth against $159.5M.
9.55% net worth ratio against 11.22%.
83.28% loan-to-share ratio against 93.63%.
1.32% delinquency ratio against 0.51%.
0.80% return on assets against 0.91%; 8.40% return on equity against 8.36%.
3.56% net interest margin against 3.69%.
86,785 members against 80,726.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.55% | 0.80% | 1.32% | 83.28% |
| March 31, 2026 | 9.45% | 1.16% | 1.20% | 84.51% |
| December 31, 2025 | 11.29% | 0.67% | 1.09% | 93.36% |
| September 30, 2025 | 11.35% | 1.23% | 0.61% | 93.80% |
| June 30, 2025 | 11.22% | 0.91% | 0.51% | 93.63% |
| March 31, 2025 | 11.19% | 0.97% | 0.46% | 93.62% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.