Unitus Community Credit Union Tigard, Oregon
Unitus Community Credit Union is a state-chartered credit union headquartered in Tigard, OR, established in 1937 (NCUA charter 63440), and it is regulated and insured by the NCUA. At Q2 2026 it reported 107,990 members and total assets of $1.81B (up 5.6% from Q2 2025), the 9th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 9.86% at Q2 2026, in the well capitalized band.
Also written as Unitus Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63440
- Headquarters
- Tigard, OR
- Established
- 1937
- Total assets, Q2 2026
- $1.81B
- Assets vs Q2 2025
- +5.6%
- Members, Q2 2026
- 107,990
- Net worth ratio, Q2 2026
- 9.86%
- Latest call report
- Q2 2026, NCUA 5300 · Unitus Community Credit Union call report
- Asset rank in state
- 9th of 47 in Oregon
- Routing number
- 323075699
- Branches
- 12
It has 1,574 more members than on June 30, 2025 (+1.5%). Its net worth ratio was down 0.19 percentage points from 10.05% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $470.4M of $1.39B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.43% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.86% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in Oregon
Frequently asked about Unitus Community Credit Union
How big is Unitus Community Credit Union?
At Q2 2026 it reported total assets of $1.81B and 107,990 members.
Where is Unitus Community Credit Union headquartered?
It is headquartered in Tigard, OR, United States.
When was Unitus Community Credit Union founded?
It was established in 1937, per NCUA records.
Is Unitus Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63440): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Unitus Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Unitus Community Credit Union well capitalized?
Its net worth ratio was 9.86% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Unitus Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.43% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Unitus Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 86.30% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Tigard, OR 97224
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1937
- NCUA Charter #
- 63440
- RSSD ID
- 219594
- Members
- 107,990
- Potential members
- 11,714,888
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.86% | 10.89% | 26th below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.37% | 0.89% | 14th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 3.74% | 8.07% | 16th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.19% | 3.45% | 34th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 84.02% | 70.59% | under 10th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.45% | 1.68% | 68th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.43% | 0.68% | 78th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.64% | 5.12% | 22nd position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 86.30% | 88.03% | 46th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.81B total assets against $1.71B; $1.61B total shares and deposits against $1.52B; $1.39B total loans against $1.37B.
$178.4M net worth against $172.2M.
9.86% net worth ratio against 10.05%.
86.30% loan-to-share ratio against 90.42%.
0.43% delinquency ratio against 0.39%.
0.37% return on assets against 0.29%; 3.74% return on equity against 2.84%.
3.19% net interest margin against 3.12%.
107,990 members against 106,416.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.86% | 0.37% | 0.43% | 86.30% |
| March 31, 2026 | 9.78% | 0.13% | 0.40% | 84.37% |
| December 31, 2025 | 10.11% | 0.64% | 0.60% | 90.71% |
| September 30, 2025 | 10.12% | 0.26% | 0.53% | 90.89% |
| June 30, 2025 | 10.05% | 0.29% | 0.39% | 90.42% |
| March 31, 2025 | 9.85% | 0.13% | 0.36% | 87.10% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.