Consolidated Federal Credit Union Portland, Oregon
Consolidated Federal Credit Union is a federal credit union headquartered in Portland, OR, established in 1954 (NCUA charter 9292), and it is regulated and insured by the NCUA. At Q2 2026 it reported 38,069 members and total assets of $833.7M (up 21.0% from Q2 2025), the 11th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 15.31% at Q2 2026, in the well capitalized band.
Also written as Consolidated FCU · Trade names filed with the NCUA: Consolidated Community Credit Un, CCCU - Cascade and CCCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 9292
- Headquarters
- Portland, OR
- Established
- 1954
- Total assets, Q2 2026
- $833.7M
- Assets vs Q2 2025
- +21.0%
- Members, Q2 2026
- 38,069
- Net worth ratio, Q2 2026
- 15.31%
- Latest call report
- Q2 2026, NCUA 5300 · Consolidated Federal Credit Union call report
- Asset rank in state
- 11th of 47 in Oregon
- Routing number
- 323075136
- Branches
- 5
It has 4,324 more members than on June 30, 2025 (+12.8%). Its net worth ratio was down 0.27 percentage points from 15.58% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $374.3M of $525.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.27% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 15.31% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Oregon
Credit unions merged into Consolidated Federal Credit Union
Kaiperm Northwest Federal Credit Union (2026) · Providence Federal Credit Union (2025) · Legacy Federal Credit Union (2022) · Cascade Central Credit Union (2021)
Frequently asked about Consolidated Federal Credit Union
How big is Consolidated Federal Credit Union?
At Q2 2026 it reported total assets of $833.7M and 38,069 members.
Where is Consolidated Federal Credit Union headquartered?
It is headquartered in Portland, OR, United States.
When was Consolidated Federal Credit Union founded?
It was established in 1954, per NCUA records.
Is Consolidated Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 9292): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Consolidated Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Consolidated Federal Credit Union well capitalized?
Its net worth ratio was 15.31% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Consolidated Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.27% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Consolidated Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 75.32% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Portland, OR 97232
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 9292
- RSSD ID
- 127288
- Members
- 38,069
- Potential members
- 2,607,390
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 15.31% | 11.43% | 85th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.38% | 0.81% | 80th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 9.02% | 7.02% | 68th above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.38% | 3.70% | 30th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 66.87% | 76.55% | 79th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.57% | 1.24% | 25th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.27% | 0.68% | 84th top |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.94% | 4.92% | 52nd position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 75.32% | 75.66% | 49th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$833.7M total assets against $689.2M; $698.1M total shares and deposits against $575.0M; $525.8M total loans against $468.1M.
$127.7M net worth against $107.4M.
15.31% net worth ratio against 15.58%.
75.32% loan-to-share ratio against 81.41%.
0.27% delinquency ratio against 0.18%.
1.38% return on assets against 0.69%; 9.02% return on equity against 4.44%.
3.38% net interest margin against 3.59%.
38,069 members against 33,745.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.31% | 1.38% | 0.27% | 75.32% |
| March 31, 2026 | 15.01% | 0.88% | 0.20% | 74.51% |
| December 31, 2025 | 15.97% | 0.89% | 0.22% | 80.45% |
| September 30, 2025 | 15.85% | 1.15% | 0.17% | 81.92% |
| June 30, 2025 | 15.58% | 0.69% | 0.18% | 81.41% |
| March 31, 2025 | 15.44% | 0.91% | 0.28% | 81.61% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.