Selco Community Credit Union Springfield, Oregon
Selco Community Credit Union is a state-chartered credit union headquartered in Springfield, OR, established in 1936 (NCUA charter 63196), and it is regulated and insured by the NCUA. At Q2 2026 it reported 151,735 members and total assets of $3.01B (up 5.9% from Q2 2025), the 5th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 11.93% at Q2 2026, in the well capitalized band.
Also written as Selco Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63196
- Headquarters
- Springfield, OR
- Established
- 1936
- Total assets, Q2 2026
- $3.01B
- Assets vs Q2 2025
- +5.9%
- Members, Q2 2026
- 151,735
- Net worth ratio, Q2 2026
- 11.93%
- Latest call report
- Q2 2026, NCUA 5300 · Selco Community Credit Union call report
- Asset rank in state
- 5th of 47 in Oregon
- Routing number
- 323274445
- Branches
- 16
It has 700 more members than on June 30, 2025 (+0.5%). Its net worth ratio was up 0.19 percentage points from 11.74% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $659.5M of $1.94B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.37% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.93% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Oregon
Frequently asked about Selco Community Credit Union
How big is Selco Community Credit Union?
At Q2 2026 it reported total assets of $3.01B and 151,735 members.
Where is Selco Community Credit Union headquartered?
It is headquartered in Springfield, OR, United States.
When was Selco Community Credit Union founded?
It was established in 1936, per NCUA records.
Is Selco Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63196): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Selco Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Selco Community Credit Union well capitalized?
Its net worth ratio was 11.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Selco Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.37% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Selco Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 73.48% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Springfield, OR 97477
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1936
- NCUA Charter #
- 63196
- RSSD ID
- 423092
- Members
- 151,735
- Potential members
- 9,309,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.93% | 10.89% | 65th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.31% | 0.89% | 77th top |
| Return on equity Middle half of peers: 5.37% to 10.92% | 10.94% | 8.07% | 75th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.11% | 3.45% | 29th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 70.44% | 70.59% | 50th above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.55% | 1.68% | 60th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.37% | 0.68% | 83rd top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.66% | 5.12% | 23rd position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 73.48% | 88.03% | 20th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.01B total assets against $2.84B; $2.65B total shares and deposits against $2.51B; $1.94B total loans against $1.91B.
$358.7M net worth against $333.3M.
11.93% net worth ratio against 11.74%.
73.48% loan-to-share ratio against 76.08%.
0.37% delinquency ratio against 0.63%.
1.31% return on assets against 1.07%; 10.94% return on equity against 9.12%.
3.11% net interest margin against 3.05%.
151,735 members against 151,035.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.93% | 1.31% | 0.37% | 73.48% |
| March 31, 2026 | 11.70% | 0.59% | 0.46% | 73.42% |
| December 31, 2025 | 11.88% | 0.37% | 0.49% | 75.81% |
| September 30, 2025 | 11.88% | 1.28% | 0.60% | 76.33% |
| June 30, 2025 | 11.74% | 1.07% | 0.63% | 76.08% |
| March 31, 2025 | 11.51% | 0.64% | 0.66% | 76.26% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.