Rivermark Community Credit Union Oregon City, Oregon
Rivermark Community Credit Union is a state-chartered credit union headquartered in Oregon City, OR, established in 1951 (NCUA charter 65644), and it is regulated and insured by the NCUA. At Q2 2026 it reported 176,438 members and total assets of $3.26B (up 0.8% from Q2 2025), the 4th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 10.77% at Q2 2026, in the well capitalized band.
Also written as Rivermark Community CU · Trade names filed with the NCUA: With Us You Can, Rivermark Early Payday and Rivermark
BankRegReports is independent of Rivermark Community Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65644
- Headquarters
- Oregon City, OR
- Established
- 1951
- Total assets, Q2 2026
- $3.26B
- Assets vs Q2 2025
- +0.8%
- Members, Q2 2026
- 176,438
- Net worth ratio, Q2 2026
- 10.77%
- Latest call report
- Q2 2026, NCUA 5300 · Rivermark Community Credit Union call report
- Asset rank in state
- 4th of 47 in Oregon
- Routing number
- 323076012
- Branches
- 20
It has 3,688 more members than on June 30, 2025 (+2.1%). Its net worth ratio was up 0.26 percentage points from 10.51% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $935.9M of $2.22B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.72% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.77% net worth ratio is below that band's 10.89% median.
Credit unions merged into Rivermark Community Credit Union
Advantis Credit Union (2024) · Lighthouse Community Credit Union (2021)
Frequently asked about Rivermark Community Credit Union
How big is Rivermark Community Credit Union?
At Q2 2026 it reported total assets of $3.26B and 176,438 members.
Where is Rivermark Community Credit Union headquartered?
It is headquartered in Oregon City, OR, United States.
When was Rivermark Community Credit Union founded?
It was established in 1951, per NCUA records.
Is Rivermark Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65644): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Rivermark Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Rivermark Community Credit Union well capitalized?
Its net worth ratio was 10.77% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Rivermark Community Credit Union's delinquency ratio?
Its delinquency ratio was 1.72% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Rivermark Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 77.00% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Oregon City, OR 97045
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 65644
- RSSD ID
- 179689
- Members
- 176,438
- Potential members
- 12,075,829
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.77% | 10.89% | 47th below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.84% | 0.89% | 46th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.79% | 8.07% | 47th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 4.17% | 3.45% | over 90th top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 74.93% | 70.59% | 34th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.30% | 1.68% | 79th top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.72% | 0.68% | under 10th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.47% | 5.12% | 76th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 77.00% | 88.03% | 24th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.26B total assets against $3.23B; $2.88B total shares and deposits against $2.86B; $2.22B total loans against $2.14B.
$351.1M net worth against $340.0M.
10.77% net worth ratio against 10.51%.
77.00% loan-to-share ratio against 74.69%.
1.72% delinquency ratio against 2.00%.
0.84% return on assets against 0.48%; 7.79% return on equity against 4.59%.
4.17% net interest margin against 4.29%.
176,438 members against 172,750.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.77% | 0.84% | 1.72% | 77.00% |
| March 31, 2026 | 10.62% | 0.61% | 1.19% | 74.21% |
| December 31, 2025 | 10.76% | 0.67% | 2.46% | 76.83% |
| September 30, 2025 | 10.43% | -0.64% | 2.16% | 74.34% |
| June 30, 2025 | 10.51% | 0.48% | 2.00% | 74.69% |
| March 31, 2025 | 10.23% | -0.68% | 1.74% | 72.77% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.