McKeesport Area Public School Employees Federal Credit Union McKeesport, Pennsylvania
McKeesport Area Public School Employees Federal Credit Union is a federal credit union headquartered in McKeesport, PA, established in 1937 (NCUA charter 2003), and it is regulated and insured by the NCUA. At Q2 2026 it reported 528 members and total assets of $4.2M (up 3.1% from Q2 2025), the 240th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 26.86% at Q2 2026, in the well capitalized band.
Also written as McKeesport Area Public School Employees FCU
BankRegReports is independent of McKeesport Area Public School Employees Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 2003
- Headquarters
- McKeesport, PA
- Established
- 1937
- Total assets, Q2 2026
- $4.2M
- Assets vs Q2 2025
- +3.1%
- Members, Q2 2026
- 528
- Net worth ratio, Q2 2026
- 26.86%
- Latest call report
- Q2 2026, NCUA 5300 · McKeesport Area Public School Employees Federal Credit Union call report
- Asset rank in state
- 240th of 269 in Pennsylvania
- Routing number
- 243382352
- Branches
- 1
It has 11 fewer members than on June 30, 2025 (-2.0%). Its net worth ratio was up 1.30 percentage points from 25.56% on June 30, 2025. New vehicle loans are its largest loan category, $1.6M of $3.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.51% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 26.86% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about McKeesport Area Public School Employees Federal Credit Union
How big is McKeesport Area Public School Employees Federal Credit Union?
At Q2 2026 it reported total assets of $4.2M and 528 members.
Where is McKeesport Area Public School Employees Federal Credit Union headquartered?
It is headquartered in McKeesport, PA, United States.
When was McKeesport Area Public School Employees Federal Credit Union founded?
It was established in 1937, per NCUA records.
Is McKeesport Area Public School Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 2003): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates McKeesport Area Public School Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is McKeesport Area Public School Employees Federal Credit Union well capitalized?
Its net worth ratio was 26.86% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is McKeesport Area Public School Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 3.51% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is McKeesport Area Public School Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 115.08% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- McKeesport, PA 15132
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1937
- NCUA Charter #
- 2003
- RSSD ID
- 161572
- Members
- 528
- Potential members
- 1,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 26.86% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.59% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.63% | 4.74% | 79th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.91% | 3.93% | 84th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 48.47% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.90% | 0.78% | 44th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 3.51% | 0.86% | 13th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.81% | 4.70% | 85th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 115.08% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.2M total assets against $4.0M; $3.0M total shares and deposits against $3.0M; $3.5M total loans against $3.5M.
$1.1M net worth against $1.0M.
26.86% net worth ratio against 25.56%.
115.08% loan-to-share ratio against 116.29%.
3.51% delinquency ratio against 1.49%.
2.59% return on assets against 1.83%; 9.63% return on equity against 7.16%.
4.91% net interest margin against 4.99%.
528 members against 539.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 26.86% | 2.59% | 3.51% | 115.08% |
| March 31, 2026 | 26.53% | 2.72% | 0.51% | 117.82% |
| December 31, 2025 | 26.21% | 0.98% | 0.62% | 116.91% |
| September 30, 2025 | 26.21% | 2.09% | 0.09% | 116.96% |
| June 30, 2025 | 25.56% | 1.83% | 1.49% | 116.29% |
| March 31, 2025 | 24.98% | 2.47% | 1.69% | 112.54% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.