Greensburg Teachers Credit Union Greensburg, Pennsylvania
Greensburg Teachers Credit Union is a state-chartered credit union headquartered in Greensburg, PA, established in 1939 (NCUA charter 63715), and it is regulated and insured by the NCUA. At Q2 2026 it reported 618 members and total assets of $4.7M (down 11.0% from Q2 2025), the 237th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 14.26% at Q2 2026, in the well capitalized band.
Also written as Greensburg Teachers CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63715
- Headquarters
- Greensburg, PA
- Established
- 1939
- Total assets, Q2 2026
- $4.7M
- Assets vs Q2 2025
- -11.0%
- Members, Q2 2026
- 618
- Net worth ratio, Q2 2026
- 14.26%
- Latest call report
- Q2 2026, NCUA 5300 · Greensburg Teachers Credit Union call report
- Asset rank in state
- 237th of 269 in Pennsylvania
- Routing number
- 243381670
- Branches
- 2
It has 28 fewer members than on June 30, 2025 (-4.3%). Its net worth ratio was up 0.67 percentage points from 13.59% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $252K of $469K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Pennsylvania
Frequently asked about Greensburg Teachers Credit Union
How big is Greensburg Teachers Credit Union?
At Q2 2026 it reported total assets of $4.7M and 618 members.
Where is Greensburg Teachers Credit Union headquartered?
It is headquartered in Greensburg, PA, United States.
When was Greensburg Teachers Credit Union founded?
It was established in 1939, per NCUA records.
Is Greensburg Teachers Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63715): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Greensburg Teachers Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Greensburg Teachers Credit Union well capitalized?
Its net worth ratio was 14.26% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Greensburg Teachers Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 11.62% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Greensburg, PA 15601
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1939
- NCUA Charter #
- 63715
- RSSD ID
- 617396
- Members
- 618
- Potential members
- 1,100
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures and in the bottom quartile on 4.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.26% | 14.31% | 50th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | -1.52% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -10.69% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.15% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 170.28% | 79.83% | under 10th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.64% | 0.78% | 58th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.80% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 11.62% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.7M total assets against $5.3M; $4.0M total shares and deposits against $4.6M; $469K total loans against $741K.
$676K net worth against $724K.
14.26% net worth ratio against 13.59%.
11.62% loan-to-share ratio against 16.19%.
-1.52% return on assets against -0.23%; -10.69% return on equity against -1.69%.
2.15% net interest margin against 1.91%.
618 members against 646.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.26% | -1.52% | — | 11.62% |
| March 31, 2026 | 14.14% | -0.52% | 0.76% | 11.87% |
| December 31, 2025 | 14.02% | -0.59% | 2.00% | 13.57% |
| September 30, 2025 | 13.88% | -0.51% | 2.82% | 15.01% |
| June 30, 2025 | 13.59% | -0.23% | 2.11% | 16.19% |
| March 31, 2025 | 13.09% | -0.99% | — | 16.27% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.