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Nuvision Federal Credit Union Huntington Beach, California

Nuvision Federal Credit Union is a federal credit union headquartered in Huntington Beach, CA, established in 1935 (NCUA charter 566), and it is regulated and insured by the NCUA. At Q2 2026 it reported 205,600 members and total assets of $3.97B (up 2.9% from Q2 2025), the 21st largest of 238 credit unions headquartered in California. Its net worth ratio was 12.03% at Q2 2026, in the well capitalized band.

Also written as Nuvision FCU · Trade names filed with the NCUA: Nuvision Credit Union and Denali, a Division of Nuvision C

BankRegReports is independent of Nuvision Federal Credit Union and never asks for online banking logins or passwords.

Huntington Beach, CA Credit Union Est. 1935 NCUA #566 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
566
Headquarters
Huntington Beach, CA
Established
1935
Total assets, Q2 2026
$3.97B
Assets vs Q2 2025
+2.9%
Members, Q2 2026
205,600
Net worth ratio, Q2 2026
12.03%
Latest call report
Q2 2026, NCUA 5300 · Nuvision Federal Credit Union call report
Asset rank in state
21st of 238 in California
Routing number
322282399
Branches
37

It has 8,033 fewer members than on June 30, 2025 (-3.8%). Its net worth ratio was up 0.51 percentage points from 11.52% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.59B of $3.13B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.62% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 12.03% net worth ratio is above that band's 10.89% median.

Frequently asked about Nuvision Federal Credit Union

How big is Nuvision Federal Credit Union?

At Q2 2026 it reported total assets of $3.97B and 205,600 members.

Where is Nuvision Federal Credit Union headquartered?

It is headquartered in Huntington Beach, CA, United States.

When was Nuvision Federal Credit Union founded?

It was established in 1935, per NCUA records.

Is Nuvision Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 566): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Nuvision Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Nuvision Federal Credit Union well capitalized?

Its net worth ratio was 12.03% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Nuvision Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.62% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Nuvision Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 94.18% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Huntington Beach, CA 92647
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1935
NCUA Charter #
566
RSSD ID
973775
Members
205,600
Potential members
3,345,004

Size & Membership

Total assets $3.97B
Total shares & deposits $3.33B
Total loans $3.13B
  1- to 4-family residential and other consumer real estate loans$1.59B
  Used vehicle loans$534.9M
  Commercial loans$290.4M
  New vehicle loans$285.0M
  Other secured non-real estate loans and lines of credit$264.3M
  Unsecured credit card loans$103.3M
  Other unsecured loans and lines of credit$60.5M
  Non-federally guaranteed student loans$745K
Members 205,600

Profitability

Q2 annualized
Return on assets (ROA) 0.88%YTD 0.82%
Return on equity (ROE) 7.33%YTD 6.94%
Net interest margin 3.66%YTD 3.70%
Efficiency ratio 73.46%
Cost of funds 1.90%

Capital & Asset Quality

Net worth $477.3M
Net worth ratio 12.03%
Net worth category Well capitalized
Delinquency ratio 0.62%
Loan-to-share ratio 94.18%
Yield on assets 5.56%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 12.03% 10.89% 66th above
Return on assets Middle half of peers: 0.59% to 1.25% 0.88% 0.89% 50th below
Return on equity Middle half of peers: 5.37% to 10.92% 7.33% 8.07% 43rd below
Net interest margin Middle half of peers: 3.05% to 3.80% 3.66% 3.45% 65th above
Efficiency ratio Middle half of peers: 63.16% to 77.23% 73.46% 70.59% 39th below
Cost of funds Middle half of peers: 1.37% to 1.99% 1.90% 1.68% 33rd below
Delinquency ratio Middle half of peers: 0.45% to 1.05% 0.62% 0.68% 57th above
Yield on assets Middle half of peers: 4.70% to 5.46% 5.56% 5.12% 79th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 94.18% 88.03% 71st position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$3.97B total assets against $3.86B; $3.33B total shares and deposits against $3.23B; $3.13B total loans against $3.07B.

Net worth

$477.3M net worth against $444.3M.

Net worth ratio

12.03% net worth ratio against 11.52%.

Loan-to-share ratio

94.18% loan-to-share ratio against 95.04%.

Delinquency ratio

0.62% delinquency ratio against 0.55%.

Return on assets and return on equity

0.88% return on assets against 0.98%; 7.33% return on equity against 8.52%.

Net interest margin

3.66% net interest margin against 3.76%.

Members

205,600 members against 213,633.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.03% 0.88% 0.62% 94.18%
March 31, 2026 11.87% 0.76% 0.45% 94.05%
December 31, 2025 11.73% 0.85% 0.56% 94.40%
September 30, 2025 11.52% 0.84% 0.54% 93.41%
June 30, 2025 11.52% 0.98% 0.55% 95.04%
March 31, 2025 11.20% 0.52% 0.53% 93.27%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.