Credit Union Safety Analysis
Is Nuvision Federal Credit Union Safe? Huntington Beach, California
Based on its Q2 2026 NCUA 5300 call report, Nuvision Federal Credit Union has a net worth ratio of 12.03%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.62%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Nuvision Federal Credit Union's net worth ratio is 12.03%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 12.03%
- Delinquency ratio (60+ days) (Q2 2026): 0.62%
- Return on assets (Q2 2026): 0.88%
- Loan-to-share ratio (Q2 2026): 94.18%
Nuvision Federal Credit Union (NCUA charter 566, established 1935) reported $3.97B in assets and 205,600 members for Q2 2026 from Huntington Beach, California. It ranks 21 of 238 credit unions in California by total assets. Total assets grew 2.9% from $3.86B on June 30, 2025. It has 8,033 fewer members than on June 30, 2025 (-3.8%). Its net worth ratio was up 0.51 percentage points from 11.52% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.59B of $3.13B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.62% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 11.87% for Q1 2026; 11.52% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.45% for Q1 2026; 0.55% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.76% for Q1 2026; 0.98% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 94.05% for Q1 2026; 95.04% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $1.59B
- Used vehicle loans: $534.9M
- Commercial loans: $290.4M
- New vehicle loans: $285.0M
- Other secured non-real estate loans and lines of credit: $264.3M
- Unsecured credit card loans: $103.3M
- Other unsecured loans and lines of credit: $60.5M
- Non-federally guaranteed student loans: $745K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $3.97B | 12.03% | 0.62% | 0.88% | 94.18% |
| March 31, 2026 | $3.94B | 11.87% | 0.45% | 0.76% | 94.05% |
| December 31, 2025 | $3.92B | 11.73% | 0.56% | 0.85% | 94.40% |
| September 30, 2025 | $3.93B | 11.52% | 0.54% | 0.84% | 93.41% |
| June 30, 2025 | $3.86B | 11.52% | 0.55% | 0.98% | 95.04% |
| March 31, 2025 | $3.88B | 11.20% | 0.53% | 0.52% | 93.27% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Nuvision Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 566) · FFIEC NIC profile (RSSD 973775)
Frequently asked questions
Is Nuvision Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Nuvision Federal Credit Union's net worth ratio is 12.03%, above the 7% NCUA threshold for well capitalized.
Is Nuvision Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Nuvision Federal Credit Union is a federally insured credit union (NCUA charter 566): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Nuvision Federal Credit Union's key safety ratios?
For Q2 2026, Nuvision Federal Credit Union reports net worth 12.03%, delinquency 0.62%, ROA 0.88%, loan-to-share 94.18%.
What happens to my money if Nuvision Federal Credit Union fails?
For Q2 2026, Nuvision Federal Credit Union held $3.33B in shares and deposits for 205,600 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.