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Ohio Healthcare Federal Credit Union, Inc. Dublin, Ohio

Ohio Healthcare Federal Credit Union, Inc. is a federal credit union headquartered in Dublin, OH, established in 1973 (NCUA charter 24725), and it is regulated and insured by the NCUA. At Q2 2026 it reported 10,807 members and total assets of $108.2M (down 1.1% from Q2 2025), the 73rd largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 9.66% at Q2 2026, in the well capitalized band.

Trade names filed with the NCUA: MedPro and HealthCare Credit Union System

BankRegReports is independent of Ohio Healthcare Federal Credit Union, Inc. and never asks for online banking logins or passwords.

Dublin, OH Credit Union Est. 1973 NCUA #24725 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
24725
Headquarters
Dublin, OH
Established
1973
Total assets, Q2 2026
$108.2M
Assets vs Q2 2025
-1.1%
Members, Q2 2026
10,807
Net worth ratio, Q2 2026
9.66%
Latest call report
Q2 2026, NCUA 5300 · Ohio Healthcare Federal Credit Union, Inc. call report
Asset rank in state
73rd of 191 in Ohio
Routing number
244077815
Branches
5

It has 416 fewer members than on June 30, 2025 (-3.7%). Its net worth ratio was up 0.15 percentage points from 9.51% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $22.2M of $60.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.72% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 9.66% net worth ratio is below that band's 11.43% median.

Frequently asked about Ohio Healthcare Federal Credit Union, Inc.

How big is Ohio Healthcare Federal Credit Union, Inc.?

At Q2 2026 it reported total assets of $108.2M and 10,807 members.

Where is Ohio Healthcare Federal Credit Union, Inc. headquartered?

It is headquartered in Dublin, OH, United States.

When was Ohio Healthcare Federal Credit Union, Inc. founded?

It was established in 1973, per NCUA records.

Is Ohio Healthcare Federal Credit Union, Inc. FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24725): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Ohio Healthcare Federal Credit Union, Inc.?

It is a federal credit union, chartered and supervised by the NCUA.

Is Ohio Healthcare Federal Credit Union, Inc. well capitalized?

Its net worth ratio was 9.66% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Ohio Healthcare Federal Credit Union, Inc.'s delinquency ratio?

Its delinquency ratio was 0.72% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Ohio Healthcare Federal Credit Union, Inc.'s loan-to-share ratio?

Its loan-to-share ratio was 61.45% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Dublin, OH 43017
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1973
NCUA Charter #
24725
RSSD ID
489098
Members
10,807
Potential members
675,000

Size & Membership

Total assets $108.2M
Total shares & deposits $98.0M
Total loans $60.3M
  1- to 4-family residential and other consumer real estate loans$22.2M
  Used vehicle loans$12.9M
  New vehicle loans$9.0M
  Commercial loans$8.4M
  Unsecured credit card loans$4.6M
  Other secured non-real estate loans and lines of credit$1.7M
  Other unsecured loans and lines of credit$1.5M
Members 10,807

Profitability

Q2 annualized
Return on assets (ROA) 0.15%YTD 0.03%
Return on equity (ROE) 1.60%YTD 0.31%
Net interest margin 3.78%YTD 3.68%
Efficiency ratio 96.34%
Cost of funds 1.18%

Capital & Asset Quality

Net worth $10.5M
Net worth ratio 9.66%
Net worth category Well capitalized
Delinquency ratio 0.72%
Loan-to-share ratio 61.45%
Yield on assets 4.96%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 4.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 9.66% 11.43% 23rd bottom
Return on assets Middle half of peers: 0.43% to 1.23% 0.15% 0.81% under 10th bottom
Return on equity Middle half of peers: 3.87% to 9.84% 1.60% 7.02% under 10th bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 3.78% 3.70% 55th above
Efficiency ratio Middle half of peers: 68.90% to 83.49% 96.34% 76.55% under 10th bottom
Cost of funds Middle half of peers: 0.92% to 1.56% 1.18% 1.24% 54th above
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.72% 0.68% 48th below
Yield on assets Middle half of peers: 4.53% to 5.37% 4.96% 4.92% 52nd position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 61.45% 75.66% 24th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$108.2M total assets against $109.4M; $98.0M total shares and deposits against $99.5M; $60.3M total loans against $58.0M.

Net worth CSV: Pro

$10.5M net worth against $10.4M.

Net worth ratio CSV: Pro

9.66% net worth ratio against 9.51%.

Loan-to-share ratio CSV: Pro

61.45% loan-to-share ratio against 58.32%.

Delinquency ratio CSV: Pro

0.72% delinquency ratio against 0.49%.

Return on assets and return on equity CSV: Pro

0.15% return on assets against 0.04%; 1.60% return on equity against 0.43%.

Net interest margin CSV: Pro

3.78% net interest margin against 3.71%.

Members CSV: Pro

10,807 members against 11,223.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 9.66% 0.15% 0.72% 61.45%
March 31, 2026 9.58% -0.10% 0.64% 59.45%
December 31, 2025 9.79% 0.04% 0.41% 59.87%
September 30, 2025 9.80% 0.10% 0.21% 59.05%
June 30, 2025 9.51% 0.04% 0.49% 58.32%
March 31, 2025 9.50% 0.72% 0.65% 58.18%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.