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Cleveland Self Reliance Federal Credit Union Parma, Ohio

Cleveland Self Reliance Federal Credit Union is a federal credit union headquartered in Parma, OH (NCUA charter 24516), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,194 members and total assets of $113.7M (up 10.9% from Q2 2025), the 70th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 17.30% at Q2 2026, in the well capitalized band.

Also written as Cleveland Self Reliance FCU

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Parma, OH Credit Union NCUA #24516 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
24516
Headquarters
Parma, OH
Established
Not reported
Total assets, Q2 2026
$113.7M
Assets vs Q2 2025
+10.9%
Members, Q2 2026
3,194
Net worth ratio, Q2 2026
17.30%
Latest call report
Q2 2026, NCUA 5300 · Cleveland Self Reliance Federal Credit Union call report
Asset rank in state
70th of 191 in Ohio
Routing number
241081024
Branches
4

It has 76 fewer members than on June 30, 2025 (-2.3%). Its net worth ratio was down 1.38 percentage points from 18.68% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $23.4M of $25.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.01% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 17.30% net worth ratio is above that band's 11.43% median.

Frequently asked about Cleveland Self Reliance Federal Credit Union

How big is Cleveland Self Reliance Federal Credit Union?

At Q2 2026 it reported total assets of $113.7M and 3,194 members.

Where is Cleveland Self Reliance Federal Credit Union headquartered?

It is headquartered in Parma, OH, United States.

Is Cleveland Self Reliance Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24516): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Cleveland Self Reliance Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Cleveland Self Reliance Federal Credit Union well capitalized?

Its net worth ratio was 17.30% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Cleveland Self Reliance Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.01% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Cleveland Self Reliance Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 27.39% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Parma, OH 44134
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
NCUA Charter #
24516
RSSD ID
602392
Members
3,194
Potential members
25,000

Size & Membership

Total assets $113.7M
Total shares & deposits $93.8M
Total loans $25.7M
  1- to 4-family residential and other consumer real estate loans$23.4M
  Commercial loans$1.5M
  New vehicle loans$472K
  Unsecured credit card loans$218K
  Other secured non-real estate loans and lines of credit$37K
  Used vehicle loans$25K
  Other unsecured loans and lines of credit$4K
Members 3,194

Profitability

Q2 annualized
Return on assets (ROA) 0.52%YTD 0.51%
Return on equity (ROE) 3.00%YTD 2.87%
Net interest margin 1.96%YTD 2.02%
Efficiency ratio 74.20%
Cost of funds 1.88%

Capital & Asset Quality

Net worth $19.7M
Net worth ratio 17.30%
Net worth category Well capitalized
Delinquency ratio 0.01%
Loan-to-share ratio 27.39%
Yield on assets 3.84%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 3.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 17.30% 11.43% over 90th top
Return on assets Middle half of peers: 0.43% to 1.23% 0.52% 0.81% 31st below
Return on equity Middle half of peers: 3.87% to 9.84% 3.00% 7.02% 19th bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 1.96% 3.70% under 10th bottom
Efficiency ratio Middle half of peers: 68.90% to 83.49% 74.20% 76.55% 58th above
Cost of funds Middle half of peers: 0.92% to 1.56% 1.88% 1.24% 11th bottom
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.01% 0.68% over 90th top
Yield on assets Middle half of peers: 4.53% to 5.37% 3.84% 4.92% under 10th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 27.39% 75.66% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$113.7M total assets against $102.5M; $93.8M total shares and deposits against $83.1M; $25.7M total loans against $25.0M.

Net worth CSV: Pro

$19.7M net worth against $19.2M.

Net worth ratio CSV: Pro

17.30% net worth ratio against 18.68%.

Loan-to-share ratio CSV: Pro

27.39% loan-to-share ratio against 30.13%.

Delinquency ratio CSV: Pro

0.01% delinquency ratio.

Return on assets and return on equity CSV: Pro

0.52% return on assets against 0.57%; 3.00% return on equity against 3.03%.

Net interest margin CSV: Pro

1.96% net interest margin against 2.27%.

Members CSV: Pro

3,194 members against 3,270.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 17.30% 0.52% 0.01% 27.39%
March 31, 2026 17.61% 0.48% 0.00% 28.84%
December 31, 2025 18.43% 0.32% 0.00% 31.04%
September 30, 2025 18.88% 0.58% 0.00% 30.54%
June 30, 2025 18.68% 0.57% — 30.13%
March 31, 2025 18.66% 0.51% — 28.19%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.