Community One Credit Union of Ohio, Inc. North Canton, Ohio
Community One Credit Union of Ohio, Inc. is a state-chartered credit union headquartered in North Canton, OH, established in 1936 (NCUA charter 62628), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,134 members and total assets of $129.3M (up 3.5% from Q2 2025), the 68th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 12.97% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62628
- Headquarters
- North Canton, OH
- Established
- 1936
- Total assets, Q2 2026
- $129.3M
- Assets vs Q2 2025
- +3.5%
- Members, Q2 2026
- 8,134
- Net worth ratio, Q2 2026
- 12.97%
- Latest call report
- Q2 2026, NCUA 5300 · Community One Credit Union of Ohio, Inc. call report
- Asset rank in state
- 68th of 191 in Ohio
- Routing number
- 241274462
- Branches
- 2
It has 208 fewer members than on June 30, 2025 (-2.5%). Its net worth ratio was up 0.75 percentage points from 12.22% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $33.4M of $77.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.62% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.97% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Ohio
Credit unions merged into Community One Credit Union of Ohio, Inc.
Canton Police & Firemen's Credit Union (2017) · East Central Ohio Food Dealers Association Credit Union (2015)
Frequently asked about Community One Credit Union of Ohio, Inc.
How big is Community One Credit Union of Ohio, Inc.?
At Q2 2026 it reported total assets of $129.3M and 8,134 members.
Where is Community One Credit Union of Ohio, Inc. headquartered?
It is headquartered in North Canton, OH, United States.
When was Community One Credit Union of Ohio, Inc. founded?
It was established in 1936, per NCUA records.
Is Community One Credit Union of Ohio, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62628): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Community One Credit Union of Ohio, Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Community One Credit Union of Ohio, Inc. well capitalized?
Its net worth ratio was 12.97% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Community One Credit Union of Ohio, Inc.'s delinquency ratio?
Its delinquency ratio was 0.62% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Community One Credit Union of Ohio, Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 68.13% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- North Canton, OH 44720
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1936
- NCUA Charter #
- 62628
- RSSD ID
- 977296
- Members
- 8,134
- Potential members
- 100,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 12.97% | 11.43% | 68th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.30% | 0.81% | 77th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 10.04% | 7.02% | 76th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.85% | 3.70% | 59th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 70.24% | 76.55% | 71st above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.15% | 1.24% | 57th above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.62% | 0.68% | 56th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.00% | 4.92% | 54th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 68.13% | 75.66% | 36th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$129.3M total assets against $124.9M; $113.4M total shares and deposits against $111.7M; $77.3M total loans against $77.1M.
$16.8M net worth against $15.3M.
12.97% net worth ratio against 12.22%.
68.13% loan-to-share ratio against 69.06%.
0.62% delinquency ratio against 0.65%.
1.30% return on assets against 3.47%; 10.04% return on equity against 28.38%.
3.85% net interest margin against 6.15%.
8,134 members against 8,342.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.97% | 1.30% | 0.62% | 68.13% |
| March 31, 2026 | 12.59% | 0.92% | 0.53% | 66.64% |
| December 31, 2025 | 12.41% | 1.25% | 0.82% | 67.72% |
| September 30, 2025 | 12.43% | -0.90% | 0.82% | 69.41% |
| June 30, 2025 | 12.22% | 3.47% | 0.65% | 69.06% |
| March 31, 2025 | 11.97% | 1.31% | 0.55% | 68.23% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.