Pillar Credit Union, Inc Marion, Ohio
Pillar Credit Union, Inc is a state-chartered credit union headquartered in Marion, OH, established in 1960 (NCUA charter 61324), and it is regulated and insured by the NCUA. At Q2 2026 it reported 10,833 members and total assets of $134.8M (up 12.4% from Q2 2025), the 65th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 11.64% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61324
- Headquarters
- Marion, OH
- Established
- 1960
- Total assets, Q2 2026
- $134.8M
- Assets vs Q2 2025
- +12.4%
- Members, Q2 2026
- 10,833
- Net worth ratio, Q2 2026
- 11.64%
- Latest call report
- Q2 2026, NCUA 5300 · Pillar Credit Union, Inc call report
- Asset rank in state
- 65th of 191 in Ohio
- Routing number
- 244180139
- Branches
- 3
It has 871 more members than on June 30, 2025 (+8.7%). Its net worth ratio was up 1.03 percentage points from 10.61% on June 30, 2025. Used vehicle loans are its largest loan category, $45.1M of $81.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.60% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.64% net worth ratio is above that band's 11.43% median.
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Credit unions merged into Pillar Credit Union, Inc
Frequently asked about Pillar Credit Union, Inc
How big is Pillar Credit Union, Inc?
At Q2 2026 it reported total assets of $134.8M and 10,833 members.
Where is Pillar Credit Union, Inc headquartered?
It is headquartered in Marion, OH, United States.
When was Pillar Credit Union, Inc founded?
It was established in 1960, per NCUA records.
Is Pillar Credit Union, Inc FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61324): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Pillar Credit Union, Inc?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Pillar Credit Union, Inc well capitalized?
Its net worth ratio was 11.64% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Pillar Credit Union, Inc's delinquency ratio?
Its delinquency ratio was 0.60% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Pillar Credit Union, Inc's loan-to-share ratio?
Its loan-to-share ratio was 67.94% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Marion, OH 43302
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1960
- NCUA Charter #
- 61324
- RSSD ID
- 42390
- Members
- 10,833
- Potential members
- 401,889
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 11.64% | 11.43% | 52nd above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.49% | 0.81% | 84th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 12.84% | 7.02% | over 90th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.68% | 3.70% | 49th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 70.75% | 76.55% | 69th above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.51% | 1.24% | 29th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.60% | 0.68% | 57th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.19% | 4.92% | 65th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 67.94% | 75.66% | 36th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$134.8M total assets against $119.9M; $120.4M total shares and deposits against $109.0M; $81.8M total loans against $74.8M.
$15.7M net worth against $12.7M.
11.64% net worth ratio against 10.61%.
67.94% loan-to-share ratio against 68.65%.
0.60% delinquency ratio against 0.73%.
1.49% return on assets against 1.40%; 12.84% return on equity against 13.18%.
3.68% net interest margin against 3.42%.
10,833 members against 9,962.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.64% | 1.49% | 0.60% | 67.94% |
| March 31, 2026 | 10.64% | 0.90% | 0.89% | 65.48% |
| December 31, 2025 | 10.72% | 0.88% | 0.95% | 66.60% |
| September 30, 2025 | 10.81% | 1.10% | 1.04% | 68.33% |
| June 30, 2025 | 10.61% | 1.40% | 0.73% | 68.65% |
| March 31, 2025 | 10.38% | 0.67% | 0.69% | 68.19% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.