Peoria City Employees Credit Union Peoria, Illinois
Peoria City Employees Credit Union is a state-chartered credit union headquartered in Peoria, IL, established in 1955 (NCUA charter 60873), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,012 members and total assets of $6.4M (up 1.6% from Q2 2025), the 130th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 21.22% at Q2 2026, in the well capitalized band.
Also written as Peoria City Employees CU
BankRegReports is independent of Peoria City Employees Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60873
- Headquarters
- Peoria, IL
- Established
- 1955
- Total assets, Q2 2026
- $6.4M
- Assets vs Q2 2025
- +1.6%
- Members, Q2 2026
- 1,012
- Net worth ratio, Q2 2026
- 21.22%
- Latest call report
- Q2 2026, NCUA 5300 · Peoria City Employees Credit Union call report
- Asset rank in state
- 130th of 185 in Illinois
- Routing number
- 271187765
- Branches
- 1
It has 1 more member than on June 30, 2025 (+0.1%). Its net worth ratio was up 0.49 percentage points from 20.73% on June 30, 2025. Used vehicle loans are its largest loan category, $1.6M of $3.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.66% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 21.22% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about Peoria City Employees Credit Union
How big is Peoria City Employees Credit Union?
At Q2 2026 it reported total assets of $6.4M and 1,012 members.
Where is Peoria City Employees Credit Union headquartered?
It is headquartered in Peoria, IL, United States.
When was Peoria City Employees Credit Union founded?
It was established in 1955, per NCUA records.
Is Peoria City Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60873): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Peoria City Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Peoria City Employees Credit Union well capitalized?
Its net worth ratio was 21.22% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Peoria City Employees Credit Union's delinquency ratio?
Its delinquency ratio was 1.66% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Peoria City Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 60.29% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Peoria, IL 61603
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1955
- NCUA Charter #
- 60873
- RSSD ID
- 324199
- Members
- 1,012
- Potential members
- 1,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 21.22% | 14.31% | 79th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.56% | 0.72% | 82nd top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 7.36% | 4.74% | 67th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.23% | 3.93% | 63rd above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 38.11% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.28% | 0.78% | 81st top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.66% | 0.86% | 31st below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.51% | 4.70% | 40th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 60.29% | 58.92% | 52nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$6.4M total assets against $6.3M; $5.0M total shares and deposits against $5.0M; $3.0M total loans against $3.4M.
$1.4M net worth against $1.3M.
21.22% net worth ratio against 20.73%.
60.29% loan-to-share ratio against 68.96%.
1.66% delinquency ratio against 1.42%.
1.56% return on assets against 2.26%; 7.36% return on equity against 10.90%.
4.23% net interest margin against 4.65%.
1,012 members against 1,011.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 21.22% | 1.56% | 1.66% | 60.29% |
| March 31, 2026 | 22.22% | 0.81% | 2.48% | 67.08% |
| December 31, 2025 | 21.53% | 1.58% | 1.96% | 66.48% |
| September 30, 2025 | 21.56% | 2.12% | 1.44% | 69.19% |
| June 30, 2025 | 20.73% | 2.26% | 1.42% | 68.96% |
| March 31, 2025 | 20.07% | 1.24% | 1.42% | 69.24% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.