Peoria Hiway Credit Union Peoria, Illinois
Peoria Hiway Credit Union is a state-chartered credit union headquartered in Peoria, IL, established in 1951 (NCUA charter 61232), and it is regulated and insured by the NCUA. At Q2 2026 it reported 665 members and total assets of $6.6M (up 0.2% from Q2 2025), the 127th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 13.71% at Q2 2026, in the well capitalized band.
Also written as Peoria Hiway CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61232
- Headquarters
- Peoria, IL
- Established
- 1951
- Total assets, Q2 2026
- $6.6M
- Assets vs Q2 2025
- +0.2%
- Members, Q2 2026
- 665
- Net worth ratio, Q2 2026
- 13.71%
- Latest call report
- Q2 2026, NCUA 5300 · Peoria Hiway Credit Union call report
- Asset rank in state
- 127th of 185 in Illinois
- Routing number
- 271187804
- Branches
- 1
It has 4 more members than on June 30, 2025 (+0.6%). Its net worth ratio was up 1.20 percentage points from 12.51% on June 30, 2025. Used vehicle loans are its largest loan category, $2.0M of $4.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.14% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 13.71% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about Peoria Hiway Credit Union
How big is Peoria Hiway Credit Union?
At Q2 2026 it reported total assets of $6.6M and 665 members.
Where is Peoria Hiway Credit Union headquartered?
It is headquartered in Peoria, IL, United States.
When was Peoria Hiway Credit Union founded?
It was established in 1951, per NCUA records.
Is Peoria Hiway Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61232): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Peoria Hiway Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Peoria Hiway Credit Union well capitalized?
Its net worth ratio was 13.71% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Peoria Hiway Credit Union's delinquency ratio?
Its delinquency ratio was 0.14% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Peoria Hiway Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 77.66% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Peoria, IL 61615
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 61232
- RSSD ID
- 407690
- Members
- 665
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.71% | 14.31% | 45th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.83% | 0.72% | 55th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 6.06% | 4.74% | 58th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.73% | 3.93% | 42nd below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 78.30% | 79.83% | 53rd above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.03% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.14% | 0.86% | 89th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.77% | 4.70% | 84th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 77.66% | 58.92% | 77th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$6.6M total assets against $6.6M; $5.7M total shares and deposits against $5.7M; $4.4M total loans against $4.3M.
$903K net worth against $823K.
13.71% net worth ratio against 12.51%.
77.66% loan-to-share ratio against 75.35%.
0.14% delinquency ratio against 0.47%.
0.83% return on assets against 1.12%; 6.06% return on equity against 8.97%.
3.73% net interest margin against 3.59%.
665 members against 661.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.71% | 0.83% | 0.14% | 77.66% |
| March 31, 2026 | 13.38% | 1.29% | 1.01% | 77.54% |
| December 31, 2025 | 13.42% | 1.24% | 0.83% | 79.34% |
| September 30, 2025 | 13.24% | 1.57% | 0.97% | 78.39% |
| June 30, 2025 | 12.51% | 1.12% | 0.47% | 75.35% |
| March 31, 2025 | 12.41% | 1.45% | 0.24% | 75.77% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.