Credit Union Safety Analysis
Is Peoria Hiway Credit Union Safe? Peoria, Illinois
Based on its Q2 2026 NCUA 5300 call report, Peoria Hiway Credit Union has a net worth ratio of 13.71%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.14%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Peoria Hiway Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Peoria Hiway Credit Union's net worth ratio is 13.71%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.71%
- Delinquency ratio (60+ days) (Q2 2026): 0.14%
- Return on assets (Q2 2026): 0.83%
- Loan-to-share ratio (Q2 2026): 77.66%
Peoria Hiway Credit Union (NCUA charter 61232, established 1951) reported $6.6M in assets and 665 members for Q2 2026 from Peoria, Illinois. It ranks 127 of 185 credit unions in Illinois by total assets. Total assets grew 0.2% from $6.6M on June 30, 2025. It has 4 more members than on June 30, 2025 (+0.6%). Its net worth ratio was up 1.20 percentage points from 12.51% on June 30, 2025. Used vehicle loans are its largest loan category, $2.0M of $4.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.14% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 13.38% for Q1 2026; 12.51% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.01% for Q1 2026; 0.47% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.29% for Q1 2026; 1.12% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 77.54% for Q1 2026; 75.35% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.0M
- New vehicle loans: $1.9M
- Other unsecured loans and lines of credit: $482K
- Other secured non-real estate loans and lines of credit: $6K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $6.6M | 13.71% | 0.14% | 0.83% | 77.66% |
| March 31, 2026 | $6.6M | 13.38% | 1.01% | 1.29% | 77.54% |
| December 31, 2025 | $6.5M | 13.42% | 0.83% | 1.24% | 79.34% |
| September 30, 2025 | $6.4M | 13.24% | 0.97% | 1.57% | 78.39% |
| June 30, 2025 | $6.6M | 12.51% | 0.47% | 1.12% | 75.35% |
| March 31, 2025 | $6.5M | 12.41% | 0.24% | 1.45% | 75.77% |
Add this badge to your website
Free to use. It shows Peoria Hiway Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Peoria Hiway Credit Union profile
Regulator records: NCUA credit union profile (charter 61232) · FFIEC NIC profile (RSSD 407690)
Frequently asked questions
Is Peoria Hiway Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Peoria Hiway Credit Union's net worth ratio is 13.71%, above the 7% NCUA threshold for well capitalized.
Is Peoria Hiway Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Peoria Hiway Credit Union is a federally insured credit union (NCUA charter 61232): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Peoria Hiway Credit Union's key safety ratios?
For Q2 2026, Peoria Hiway Credit Union reports net worth 13.71%, delinquency 0.14%, ROA 0.83%, loan-to-share 77.66%.
What happens to my money if Peoria Hiway Credit Union fails?
For Q2 2026, Peoria Hiway Credit Union held $5.7M in shares and deposits for 665 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.