Peoria Fire Fighters Credit Union Peoria, Illinois
Peoria Fire Fighters Credit Union is a state-chartered credit union headquartered in Peoria, IL, established in 1952 (NCUA charter 60190), and it is regulated and insured by the NCUA. At Q2 2026 it reported 350 members and total assets of $4.6M (down 1.8% from Q2 2025), the 142nd largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 28.23% at Q2 2026, in the well capitalized band.
Also written as Peoria Fire Fighters CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60190
- Headquarters
- Peoria, IL
- Established
- 1952
- Total assets, Q2 2026
- $4.6M
- Assets vs Q2 2025
- -1.8%
- Members, Q2 2026
- 350
- Net worth ratio, Q2 2026
- 28.23%
- Latest call report
- Q2 2026, NCUA 5300 · Peoria Fire Fighters Credit Union call report
- Asset rank in state
- 142nd of 185 in Illinois
- Routing number
- 271187781
- Branches
- 2
It has 1 more member than on June 30, 2025 (+0.3%). Its net worth ratio was up 1.60 percentage points from 26.63% on June 30, 2025.
Credit unions similar in size in Illinois
Frequently asked about Peoria Fire Fighters Credit Union
How big is Peoria Fire Fighters Credit Union?
At Q2 2026 it reported total assets of $4.6M and 350 members.
Where is Peoria Fire Fighters Credit Union headquartered?
It is headquartered in Peoria, IL, United States.
When was Peoria Fire Fighters Credit Union founded?
It was established in 1952, per NCUA records.
Is Peoria Fire Fighters Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60190): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Peoria Fire Fighters Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Peoria Fire Fighters Credit Union well capitalized?
Its net worth ratio was 28.23% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Peoria Fire Fighters Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 110.17% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Peoria, IL 61602
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1952
- NCUA Charter #
- 60190
- RSSD ID
- 308797
- Members
- 350
- Potential members
- 356
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 5 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 28.23% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.26% | 0.72% | 73rd above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.47% | 4.74% | 48th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.02% | 3.93% | 18th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.64% | 0.78% | 13th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.66% | 4.70% | 48th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 110.17% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.6M total assets against $4.7M; $3.3M total shares and deposits against $3.4M; $3.6M total loans against $3.2M.
$1.3M net worth against $1.2M.
28.23% net worth ratio against 26.63%.
110.17% loan-to-share ratio against 94.70%.
1.26% return on assets against 1.61%; 4.47% return on equity against 6.03%.
3.02% net interest margin against 3.20%.
350 members against 349.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 28.23% | 1.26% | — | 110.17% |
| March 31, 2026 | 28.04% | 1.44% | — | 107.14% |
| December 31, 2025 | 28.97% | 4.95% | — | 100.77% |
| September 30, 2025 | 26.90% | -1.93% | — | 100.01% |
| June 30, 2025 | 26.63% | 1.61% | — | 94.70% |
| March 31, 2025 | 26.53% | 0.89% | — | 98.87% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.