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P&G Mehoopany Employees Federal Credit Union Tunkhannock, Pennsylvania

P&G Mehoopany Employees Federal Credit Union is a federal credit union headquartered in Tunkhannock, PA, established in 1972 (NCUA charter 20861), and it is regulated and insured by the NCUA. At Q2 2026 it reported 16,687 members and total assets of $195.3M (up 7.2% from Q2 2025), the 48th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 14.85% at Q2 2026, in the well capitalized band.

Also written as P&G Mehoopany Employees FCU

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Tunkhannock, PA Credit Union Est. 1972 NCUA #20861 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
20861
Headquarters
Tunkhannock, PA
Established
1972
Total assets, Q2 2026
$195.3M
Assets vs Q2 2025
+7.2%
Members, Q2 2026
16,687
Net worth ratio, Q2 2026
14.85%
Latest call report
Q2 2026, NCUA 5300 · P&G Mehoopany Employees Federal Credit Union call report
Asset rank in state
48th of 269 in Pennsylvania
Routing number
231386373
Branches
4

It has 279 more members than on June 30, 2025 (+1.7%). Its net worth ratio was up 0.55 percentage points from 14.30% on June 30, 2025. Used vehicle loans are its largest loan category, $33.2M of $80.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.14% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 14.85% net worth ratio is above that band's 11.43% median.

Frequently asked about P&G Mehoopany Employees Federal Credit Union

How big is P&G Mehoopany Employees Federal Credit Union?

At Q2 2026 it reported total assets of $195.3M and 16,687 members.

Where is P&G Mehoopany Employees Federal Credit Union headquartered?

It is headquartered in Tunkhannock, PA, United States.

When was P&G Mehoopany Employees Federal Credit Union founded?

It was established in 1972, per NCUA records.

Is P&G Mehoopany Employees Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 20861): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates P&G Mehoopany Employees Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is P&G Mehoopany Employees Federal Credit Union well capitalized?

Its net worth ratio was 14.85% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is P&G Mehoopany Employees Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.14% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is P&G Mehoopany Employees Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 48.57% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Tunkhannock, PA 18657
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1972
NCUA Charter #
20861
RSSD ID
194383
Members
16,687
Potential members
32,000

Size & Membership

Total assets $195.3M
Total shares & deposits $165.4M
Total loans $80.3M
  Used vehicle loans$33.2M
  1- to 4-family residential and other consumer real estate loans$32.2M
  Other unsecured loans and lines of credit$5.9M
  Unsecured credit card loans$4.1M
  Non-federally guaranteed student loans$2.3M
  Other secured non-real estate loans and lines of credit$2.0M
  New vehicle loans$429K
  Commercial loans$207K
Members 16,687

Profitability

Q2 annualized
Return on assets (ROA) 1.83%YTD 1.61%
Return on equity (ROE) 12.34%YTD 10.91%
Net interest margin 3.70%YTD 3.70%
Efficiency ratio 54.86%
Cost of funds 0.74%

Capital & Asset Quality

Net worth $29.0M
Net worth ratio 14.85%
Net worth category Well capitalized
Delinquency ratio 0.14%
Loan-to-share ratio 48.57%
Yield on assets 4.44%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 6 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 14.85% 11.43% 82nd top
Return on assets Middle half of peers: 0.43% to 1.23% 1.83% 0.81% over 90th top
Return on equity Middle half of peers: 3.87% to 9.84% 12.34% 7.02% 88th top
Net interest margin Middle half of peers: 3.30% to 4.10% 3.70% 3.70% 50th above
Efficiency ratio Middle half of peers: 68.90% to 83.49% 54.86% 76.55% over 90th top
Cost of funds Middle half of peers: 0.92% to 1.56% 0.74% 1.24% 84th top
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.14% 0.68% over 90th top
Yield on assets Middle half of peers: 4.53% to 5.37% 4.44% 4.92% 21st position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 48.57% 75.66% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$195.3M total assets against $182.2M; $165.4M total shares and deposits against $155.3M; $80.3M total loans against $73.4M.

Net worth

$29.0M net worth against $26.0M.

Net worth ratio

14.85% net worth ratio against 14.30%.

Loan-to-share ratio

48.57% loan-to-share ratio against 47.25%.

Delinquency ratio

0.14% delinquency ratio against 0.35%.

Return on assets and return on equity

1.83% return on assets against 1.88%; 12.34% return on equity against 13.17%.

Net interest margin

3.70% net interest margin against 3.72%.

Members

16,687 members against 16,408.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 14.85% 1.83% 0.14% 48.57%
March 31, 2026 14.29% 1.31% 0.21% 46.85%
December 31, 2025 14.72% 1.31% 0.35% 46.96%
September 30, 2025 14.85% 1.81% 0.32% 48.38%
June 30, 2025 14.30% 1.88% 0.35% 47.25%
March 31, 2025 13.82% 1.57% 0.36% 48.39%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.