Credit Union Safety Analysis
Is P&G Mehoopany Employees Federal Credit Union Safe? Tunkhannock, Pennsylvania
Based on its Q2 2026 NCUA 5300 call report, P&G Mehoopany Employees Federal Credit Union has a net worth ratio of 14.85%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.14%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, P&G Mehoopany Employees Federal Credit Union's net worth ratio is 14.85%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 14.85%
- Delinquency ratio (60+ days) (Q2 2026): 0.14%
- Return on assets (Q2 2026): 1.83%
- Loan-to-share ratio (Q2 2026): 48.57%
P&G Mehoopany Employees Federal Credit Union (NCUA charter 20861, established 1972) reported $195.3M in assets and 16,687 members for Q2 2026 from Tunkhannock, Pennsylvania. It ranks 48 of 269 credit unions in Pennsylvania by total assets. Total assets grew 7.2% from $182.2M on June 30, 2025. It has 279 more members than on June 30, 2025 (+1.7%). Its net worth ratio was up 0.55 percentage points from 14.30% on June 30, 2025. Used vehicle loans are its largest loan category, $33.2M of $80.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.14% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 14.29% for Q1 2026; 14.30% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.21% for Q1 2026; 0.35% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 1.31% for Q1 2026; 1.88% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 46.85% for Q1 2026; 47.25% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $33.2M
- 1- to 4-family residential and other consumer real estate loans: $32.2M
- Other unsecured loans and lines of credit: $5.9M
- Unsecured credit card loans: $4.1M
- Non-federally guaranteed student loans: $2.3M
- Other secured non-real estate loans and lines of credit: $2.0M
- New vehicle loans: $429K
- Commercial loans: $207K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $195.3M | 14.85% | 0.14% | 1.83% | 48.57% |
| March 31, 2026 | $196.7M | 14.29% | 0.21% | 1.31% | 46.85% |
| December 31, 2025 | $186.6M | 14.72% | 0.35% | 1.31% | 46.96% |
| September 30, 2025 | $180.9M | 14.85% | 0.32% | 1.81% | 48.38% |
| June 30, 2025 | $182.2M | 14.30% | 0.35% | 1.88% | 47.25% |
| March 31, 2025 | $182.3M | 13.82% | 0.36% | 1.57% | 48.39% |
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Free to use. It shows P&G Mehoopany Employees Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
P&G Mehoopany Employees Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 20861) · FFIEC NIC profile (RSSD 194383)
Frequently asked questions
Is P&G Mehoopany Employees Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, P&G Mehoopany Employees Federal Credit Union's net worth ratio is 14.85%, above the 7% NCUA threshold for well capitalized.
Is P&G Mehoopany Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. P&G Mehoopany Employees Federal Credit Union is a federally insured credit union (NCUA charter 20861): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are P&G Mehoopany Employees Federal Credit Union's key safety ratios?
For Q2 2026, P&G Mehoopany Employees Federal Credit Union reports net worth 14.85%, delinquency 0.14%, ROA 1.83%, loan-to-share 48.57%.
What happens to my money if P&G Mehoopany Employees Federal Credit Union fails?
For Q2 2026, P&G Mehoopany Employees Federal Credit Union held $165.4M in shares and deposits for 16,687 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.