Pias Credit Union Brentwood, Tennessee
Pias Credit Union is a state-chartered credit union headquartered in Brentwood, TN (NCUA charter 67779), and it is regulated and insured by the NCUA. At Q2 2026 it reported 519 members and total assets of $4.2M (up 9.2% from Q2 2025), the 112th largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 17.42% at Q2 2026, in the well capitalized band.
Also written as Pias CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67779
- Headquarters
- Brentwood, TN
- Established
- Not reported
- Total assets, Q2 2026
- $4.2M
- Assets vs Q2 2025
- +9.2%
- Members, Q2 2026
- 519
- Net worth ratio, Q2 2026
- 17.42%
- Latest call report
- Q2 2026, NCUA 5300 · Pias Credit Union call report
- Asset rank in state
- 112th of 123 in Tennessee
- Routing number
- 264080992
- Branches
- 1
It has 37 fewer members than on June 30, 2025 (-6.7%). Its net worth ratio was down 5.08 percentage points from 22.50% on June 30, 2025. Used vehicle loans are its largest loan category, $1.3M of $2.1M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Tennessee
Frequently asked about Pias Credit Union
How big is Pias Credit Union?
At Q2 2026 it reported total assets of $4.2M and 519 members.
Where is Pias Credit Union headquartered?
It is headquartered in Brentwood, TN, United States.
Is Pias Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67779): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Pias Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Pias Credit Union well capitalized?
Its net worth ratio was 17.42% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Pias Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 59.64% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Brentwood, TN 37217
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67779
- RSSD ID
- 454797
- Members
- 519
- Potential members
- 2,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 17.42% | 14.31% | 65th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.39% | 0.72% | 35th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.26% | 4.74% | 33rd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.08% | 3.93% | 56th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 91.19% | 79.83% | 26th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.38% | 0.78% | 75th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.46% | 4.70% | 38th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 59.64% | 58.92% | 51st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.2M total assets against $3.9M; $3.5M total shares and deposits against $3.2M; $2.1M total loans against $2.4M.
$737K net worth against $873K.
17.42% net worth ratio against 22.50%.
59.64% loan-to-share ratio against 73.73%.
0.39% return on assets against 0.05%; 2.26% return on equity against 0.22%.
4.08% net interest margin against 4.15%.
519 members against 556.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 17.42% | 0.39% | — | 59.64% |
| March 31, 2026 | 17.16% | 0.34% | — | 64.11% |
| December 31, 2025 | 17.16% | -13.59% | — | 63.93% |
| September 30, 2025 | 21.60% | 0.12% | — | 69.31% |
| June 30, 2025 | 22.50% | 0.05% | — | 73.73% |
| March 31, 2025 | 21.65% | 0.11% | — | 68.72% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.