Public Service Edwardsport Plant Employees Federal Credit Union Linton, Indiana
Public Service Edwardsport Plant Employees Federal Credit Union is a federal credit union headquartered in Linton, IN, established in 1958 (NCUA charter 12619), and it is regulated and insured by the NCUA. At Q2 2026 it reported 267 members and total assets of $1.7M (up 1.5% from Q2 2025), the 110th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 14.48% at Q2 2026, in the well capitalized band.
Also written as Public Service Edwardsport Plant Employees FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 12619
- Headquarters
- Linton, IN
- Established
- 1958
- Total assets, Q2 2026
- $1.7M
- Assets vs Q2 2025
- +1.5%
- Members, Q2 2026
- 267
- Net worth ratio, Q2 2026
- 14.48%
- Latest call report
- Q2 2026, NCUA 5300 · Public Service Edwardsport Plant Employees Federal Credit Union call report
- Asset rank in state
- 110th of 118 in Indiana
- Routing number
- 281377691
- Branches
- 1
It has 6 fewer members than on June 30, 2025 (-2.2%). Its net worth ratio was up 0.08 percentage points from 14.40% on June 30, 2025. Used vehicle loans are its largest loan category, $513K of $941K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.23% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.48% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Indiana
Frequently asked about Public Service Edwardsport Plant Employees Federal Credit Union
How big is Public Service Edwardsport Plant Employees Federal Credit Union?
At Q2 2026 it reported total assets of $1.7M and 267 members.
Where is Public Service Edwardsport Plant Employees Federal Credit Union headquartered?
It is headquartered in Linton, IN, United States.
When was Public Service Edwardsport Plant Employees Federal Credit Union founded?
It was established in 1958, per NCUA records.
Is Public Service Edwardsport Plant Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 12619): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Public Service Edwardsport Plant Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Public Service Edwardsport Plant Employees Federal Credit Union well capitalized?
Its net worth ratio was 14.48% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Public Service Edwardsport Plant Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.23% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Public Service Edwardsport Plant Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.71% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Linton, IN 47441
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1958
- NCUA Charter #
- 12619
- RSSD ID
- 503284
- Members
- 267
- Potential members
- 350
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.48% | 14.31% | 51st above |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.09% | 0.72% | 21st bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -0.65% | 4.74% | 21st bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.89% | 3.93% | 48th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 102.42% | 79.83% | 13th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.25% | 0.78% | 83rd top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.23% | 0.86% | 83rd top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.14% | 4.70% | 23rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 66.71% | 58.92% | 62nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.7M total assets against $1.6M; $1.4M total shares and deposits against $1.4M; $941K total loans against $980K.
$239K net worth against $234K.
14.48% net worth ratio against 14.40%.
66.71% loan-to-share ratio against 70.54%.
0.23% delinquency ratio against 0.96%.
-0.09% return on assets against 1.43%; -0.65% return on equity against 9.96%.
3.89% net interest margin against 3.83%.
267 members against 273.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.48% | -0.09% | 0.23% | 66.71% |
| March 31, 2026 | 14.33% | 1.14% | 0.24% | 72.62% |
| December 31, 2025 | 14.50% | -2.72% | 0.72% | 74.90% |
| September 30, 2025 | 14.37% | 3.60% | 0.86% | 70.20% |
| June 30, 2025 | 14.40% | 1.43% | 0.96% | 70.54% |
| March 31, 2025 | 14.20% | 3.15% | 1.07% | 68.55% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.