Hammond Firefighters Association Credit Union Hammond, Indiana
Hammond Firefighters Association Credit Union is a state-chartered credit union headquartered in Hammond, IN, established in 1900 (NCUA charter 82762), and it is regulated and insured by the NCUA. At Q2 2026 it reported 286 members and total assets of $1.3M (up 1.1% from Q2 2025), the 113th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 28.93% at Q2 2026, in the well capitalized band.
Also written as Hammond Firefighters Association CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 82762
- Headquarters
- Hammond, IN
- Established
- 1900
- Total assets, Q2 2026
- $1.3M
- Assets vs Q2 2025
- +1.1%
- Members, Q2 2026
- 286
- Net worth ratio, Q2 2026
- 28.93%
- Latest call report
- Q2 2026, NCUA 5300 · Hammond Firefighters Association Credit Union call report
- Asset rank in state
- 113th of 118 in Indiana
- Routing number
- 271991126
- Branches
- 1
It has 2 fewer members than on June 30, 2025 (-0.7%). Its net worth ratio was up 0.86 percentage points from 28.07% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $369K of $369K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.41% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 28.93% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Indiana
Frequently asked about Hammond Firefighters Association Credit Union
How big is Hammond Firefighters Association Credit Union?
At Q2 2026 it reported total assets of $1.3M and 286 members.
Where is Hammond Firefighters Association Credit Union headquartered?
It is headquartered in Hammond, IN, United States.
When was Hammond Firefighters Association Credit Union founded?
It was established in 1900, per NCUA records.
Is Hammond Firefighters Association Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 82762): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Hammond Firefighters Association Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Hammond Firefighters Association Credit Union well capitalized?
Its net worth ratio was 28.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Hammond Firefighters Association Credit Union's delinquency ratio?
Its delinquency ratio was 1.41% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Hammond Firefighters Association Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 38.92% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Hammond, IN 46327
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1900
- NCUA Charter #
- 82762
- RSSD ID
- 469296
- Members
- 286
- Potential members
- 324
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 28.93% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.71% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -2.45% | 4.74% | 16th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | -1.67% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.01% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.41% | 0.86% | 37th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | -1.66% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 38.92% | 58.92% | 21st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.3M total assets against $1.3M; $947K total shares and deposits against $948K; $369K total loans against $288K.
$386K net worth against $370K.
28.93% net worth ratio against 28.07%.
38.92% loan-to-share ratio against 30.43%.
1.41% delinquency ratio against 2.60%.
-0.71% return on assets against -1.93%; -2.45% return on equity against -6.86%.
-1.67% net interest margin against 2.58%.
286 members against 288.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 28.93% | -0.71% | 1.41% | 38.92% |
| March 31, 2026 | 29.41% | 1.66% | 1.51% | 40.30% |
| December 31, 2025 | 27.94% | -0.23% | 1.55% | 41.82% |
| September 30, 2025 | 27.56% | 4.16% | 2.93% | 27.76% |
| June 30, 2025 | 28.07% | -1.93% | 2.60% | 30.43% |
| March 31, 2025 | 27.95% | 1.09% | 3.50% | 29.06% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.