Concora Wabash Federal Credit Union Wabash, Indiana
Concora Wabash Federal Credit Union is a federal credit union headquartered in Wabash, IN, established in 1938 (NCUA charter 3006), and it is regulated and insured by the NCUA. At Q2 2026 it reported 248 members and total assets of $1.2M (down 13.9% from Q2 2025), the 115th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 21.87% at Q2 2026, in the well capitalized band.
Also written as Concora Wabash FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 3006
- Headquarters
- Wabash, IN
- Established
- 1938
- Total assets, Q2 2026
- $1.2M
- Assets vs Q2 2025
- -13.9%
- Members, Q2 2026
- 248
- Net worth ratio, Q2 2026
- 21.87%
- Latest call report
- Q2 2026, NCUA 5300 · Concora Wabash Federal Credit Union call report
- Asset rank in state
- 115th of 118 in Indiana
- Routing number
- 274976096
- Branches
- 1
It has 15 fewer members than on June 30, 2025 (-5.7%). Its net worth ratio was up 3.34 percentage points from 18.53% on June 30, 2025. Used vehicle loans are its largest loan category, $632K of $876K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Indiana
Frequently asked about Concora Wabash Federal Credit Union
How big is Concora Wabash Federal Credit Union?
At Q2 2026 it reported total assets of $1.2M and 248 members.
Where is Concora Wabash Federal Credit Union headquartered?
It is headquartered in Wabash, IN, United States.
When was Concora Wabash Federal Credit Union founded?
It was established in 1938, per NCUA records.
Is Concora Wabash Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 3006): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Concora Wabash Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Concora Wabash Federal Credit Union well capitalized?
Its net worth ratio was 21.87% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Concora Wabash Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 96.93% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Wabash, IN 46992
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1938
- NCUA Charter #
- 3006
- RSSD ID
- 789172
- Members
- 248
- Potential members
- 350
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 21.87% | 14.31% | 81st top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.17% | 0.72% | 26th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.80% | 4.74% | 24th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.93% | 3.93% | 84th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 93.45% | 79.83% | 23rd bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.13% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.06% | 4.70% | 64th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 96.93% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.2M total assets against $1.3M; $904K total shares and deposits against $1.1M; $876K total loans against $978K.
$254K net worth against $250K.
21.87% net worth ratio against 18.53%.
96.93% loan-to-share ratio against 89.22%.
0.17% return on assets against 0.62%; 0.80% return on equity against 3.32%.
4.93% net interest margin against 4.43%.
248 members against 263.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 21.87% | 0.17% | — | 96.93% |
| March 31, 2026 | 22.06% | 0.65% | — | 110.39% |
| December 31, 2025 | 20.90% | -0.04% | 0.16% | 110.28% |
| September 30, 2025 | 18.59% | 0.49% | 0.18% | 87.04% |
| June 30, 2025 | 18.53% | 0.62% | — | 89.22% |
| March 31, 2025 | 18.31% | -0.20% | 0.14% | 97.17% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.