Battery Employees Federal Credit Union Attica, Indiana
Battery Employees Federal Credit Union is a federal credit union headquartered in Attica, IN, established in 1966 (NCUA charter 17588), and it is regulated and insured by the NCUA. At Q2 2026 it reported 168 members and total assets of $847K (down 15.6% from Q2 2025), the 116th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 29.26% at Q2 2026, in the well capitalized band.
Also written as Battery Employees FCU
BankRegReports is independent of Battery Employees Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 17588
- Headquarters
- Attica, IN
- Established
- 1966
- Total assets, Q2 2026
- $847K
- Assets vs Q2 2025
- -15.6%
- Members, Q2 2026
- 168
- Net worth ratio, Q2 2026
- 29.26%
- Latest call report
- Q2 2026, NCUA 5300 · Battery Employees Federal Credit Union call report
- Asset rank in state
- 116th of 118 in Indiana
- Routing number
- 274972663
- Branches
- 1
It has 1 fewer member than on June 30, 2025 (-0.6%). Its net worth ratio was up 6.30 percentage points from 22.96% on June 30, 2025. Used vehicle loans are its largest loan category, $351K of $407K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.64% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 29.26% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Indiana
Frequently asked about Battery Employees Federal Credit Union
How big is Battery Employees Federal Credit Union?
At Q2 2026 it reported total assets of $847K and 168 members.
Where is Battery Employees Federal Credit Union headquartered?
It is headquartered in Attica, IN, United States.
When was Battery Employees Federal Credit Union founded?
It was established in 1966, per NCUA records.
Is Battery Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 17588): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Battery Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Battery Employees Federal Credit Union well capitalized?
Its net worth ratio was 29.26% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Battery Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 2.64% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Battery Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 68.22% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Attica, IN 47918
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1966
- NCUA Charter #
- 17588
- RSSD ID
- 573483
- Members
- 168
- Potential members
- 250
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 6 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 29.26% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 3.53% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.07% | 4.74% | 89th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 8.92% | 3.93% | over 90th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 60.77% | 79.83% | 85th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.36% | 0.78% | 76th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 2.64% | 0.86% | 20th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 9.28% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 68.22% | 58.92% | 64th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$847K total assets against $1.0M; $597K total shares and deposits against $771K; $407K total loans against $429K.
$248K net worth against $230K.
29.26% net worth ratio against 22.96%.
68.22% loan-to-share ratio against 55.64%.
2.64% delinquency ratio against 7.31%.
3.53% return on assets against 1.46%; 12.07% return on equity against 6.36%.
8.92% net interest margin against 5.99%.
168 members against 169.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 29.26% | 3.53% | 2.64% | 68.22% |
| March 31, 2026 | 27.35% | 0.07% | 3.09% | 61.74% |
| December 31, 2025 | 24.94% | 3.10% | 3.48% | 56.57% |
| September 30, 2025 | 23.92% | 1.14% | 4.11% | 56.64% |
| June 30, 2025 | 22.96% | 1.46% | 7.31% | 55.64% |
| March 31, 2025 | 22.54% | 0.52% | 9.81% | 57.52% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.