Credit Union Safety Analysis
Is Rev Federal Credit Union Safe? Summerville, South Carolina
Based on its Q2 2026 NCUA 5300 call report, Rev Federal Credit Union has a net worth ratio of 13.75%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.57%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Rev Federal Credit Union's net worth ratio is 13.75%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.75%
- Delinquency ratio (60+ days) (Q2 2026): 0.57%
- Return on assets (Q2 2026): 0.41%
- Loan-to-share ratio (Q2 2026): 106.30%
Rev Federal Credit Union (NCUA charter 9986, established 1955) reported $1.24B in assets and 66,744 members for Q2 2026 from Summerville, South Carolina. It ranks 9 of 45 credit unions in South Carolina by total assets. Total assets grew 8.3% from $1.14B on June 30, 2025. It has 26 fewer members than on June 30, 2025. Its net worth ratio was down 0.90 percentage points from 14.65% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $439.3M of $1.03B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.57% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 13.93% for Q1 2026; 14.65% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.61% for Q1 2026; 0.67% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.49% for Q1 2026; 0.61% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 102.84% for Q1 2026; 100.31% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $439.3M
- Commercial loans: $312.3M
- Used vehicle loans: $103.0M
- Other secured non-real estate loans and lines of credit: $97.6M
- New vehicle loans: $34.0M
- Other unsecured loans and lines of credit: $29.4M
- Unsecured credit card loans: $13.7M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.24B | 13.75% | 0.57% | 0.41% | 106.30% |
| March 31, 2026 | $1.21B | 13.93% | 0.61% | 0.49% | 102.84% |
| December 31, 2025 | $1.18B | 14.16% | 0.79% | 0.44% | 104.65% |
| September 30, 2025 | $1.15B | 14.76% | 0.69% | 0.58% | 101.84% |
| June 30, 2025 | $1.14B | 14.65% | 0.67% | 0.61% | 100.31% |
| March 31, 2025 | $1.14B | 14.47% | 0.47% | 0.62% | 95.26% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Rev Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 9986) · FFIEC NIC profile (RSSD 929987)
Frequently asked questions
Is Rev Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Rev Federal Credit Union's net worth ratio is 13.75%, above the 7% NCUA threshold for well capitalized.
Is Rev Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Rev Federal Credit Union is a federally insured credit union (NCUA charter 9986): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Rev Federal Credit Union's key safety ratios?
For Q2 2026, Rev Federal Credit Union reports net worth 13.75%, delinquency 0.57%, ROA 0.41%, loan-to-share 106.30%.
What happens to my money if Rev Federal Credit Union fails?
For Q2 2026, Rev Federal Credit Union held $968.4M in shares and deposits for 66,744 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.