Saint Gregory Parish Credit Union Chicago, Illinois
Saint Gregory Parish Credit Union is a state-chartered credit union headquartered in Chicago, IL, established in 1950 (NCUA charter 60680), and it is regulated and insured by the NCUA. At Q2 2026 it reported 195 members and total assets of $683K, the 170th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 23.09% at Q2 2026, in the well capitalized band.
Also written as Saint Gregory Parish CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60680
- Headquarters
- Chicago, IL
- Established
- 1950
- Total assets, Q2 2026
- $683K
- Members, Q2 2026
- 195
- Net worth ratio, Q2 2026
- 23.09%
- Latest call report
- Q2 2026, NCUA 5300 · Saint Gregory Parish Credit Union call report
- Asset rank in state
- 170th of 185 in Illinois
- Routing number
- 271081159
- Branches
- 1
It has 80 more members than on June 30, 2025 (+69.6%). Its net worth ratio was up 9.36 percentage points from 13.73% on June 30, 2025. Used vehicle loans are its largest loan category, $113K of $164K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Credit unions merged into Saint Gregory Parish Credit Union
Saint Jude Credit Union (2026)
Frequently asked about Saint Gregory Parish Credit Union
How big is Saint Gregory Parish Credit Union?
At Q2 2026 it reported total assets of $683K and 195 members.
Where is Saint Gregory Parish Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was Saint Gregory Parish Credit Union founded?
It was established in 1950, per NCUA records.
Is Saint Gregory Parish Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60680): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Saint Gregory Parish Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Saint Gregory Parish Credit Union well capitalized?
Its net worth ratio was 23.09% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Saint Gregory Parish Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 31.22% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chicago, IL 60640
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1950
- NCUA Charter #
- 60680
- RSSD ID
- 559094
- Members
- 195
- Potential members
- 3,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 4.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 23.09% | 14.31% | 84th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.05% | 0.72% | 23rd bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.22% | 4.74% | 23rd bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.96% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 97.42% | 79.83% | 18th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.19% | 0.78% | 88th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.14% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 31.22% | 58.92% | 13th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$683K total assets against $380K; $525K total shares and deposits against $325K; $164K total loans against $170K.
$158K net worth against $52K.
23.09% net worth ratio against 13.73%.
31.22% loan-to-share ratio against 52.25%.
0.05% return on assets against 2.47%; 0.22% return on equity against 17.96%.
1.96% net interest margin against 3.58%.
195 members against 115.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 23.09% | 0.05% | — | 31.22% |
| March 31, 2026 | 22.93% | -1.08% | 3.04% | 34.78% |
| December 31, 2025 | 14.52% | 1.95% | 2.28% | 42.55% |
| September 30, 2025 | 12.23% | 0.62% | — | 43.77% |
| June 30, 2025 | 13.73% | 2.47% | — | 52.25% |
| March 31, 2025 | 13.80% | 0.00% | — | 52.89% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.