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Seven Seventeen Credit Union Inc Warren, Ohio

Seven Seventeen Credit Union Inc is a state-chartered credit union headquartered in Warren, OH, established in 1979 (NCUA charter 61077), and it is regulated and insured by the NCUA. At Q2 2026 it reported 130,533 members and total assets of $2.16B (up 19.0% from Q2 2025), the 4th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 12.51% at Q2 2026, in the well capitalized band.

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Warren, OH Credit Union Est. 1979 NCUA #61077 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
61077
Headquarters
Warren, OH
Established
1979
Total assets, Q2 2026
$2.16B
Assets vs Q2 2025
+19.0%
Members, Q2 2026
130,533
Net worth ratio, Q2 2026
12.51%
Latest call report
Q2 2026, NCUA 5300 · Seven Seventeen Credit Union Inc call report
Asset rank in state
4th of 191 in Ohio
Routing number
241282849
Branches
17

It has 10,098 more members than on June 30, 2025 (+8.4%). Its net worth ratio was down 1.18 percentage points from 13.69% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $714.9M of $1.84B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.26% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 12.51% net worth ratio is above that band's 10.89% median.

Credit unions merged into Seven Seventeen Credit Union Inc

Geauga Credit Union, Inc. (2026) · Teamsters Local 92 Federal Credit Union (2026) · Youngstown City Schools Credit Union, Inc. (2023) · Credit Union One, Inc. (2017) · Kent Credit Union, Inc. (2015)

Frequently asked about Seven Seventeen Credit Union Inc

How big is Seven Seventeen Credit Union Inc?

At Q2 2026 it reported total assets of $2.16B and 130,533 members.

Where is Seven Seventeen Credit Union Inc headquartered?

It is headquartered in Warren, OH, United States.

When was Seven Seventeen Credit Union Inc founded?

It was established in 1979, per NCUA records.

Is Seven Seventeen Credit Union Inc FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61077): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Seven Seventeen Credit Union Inc?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Seven Seventeen Credit Union Inc well capitalized?

Its net worth ratio was 12.51% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Seven Seventeen Credit Union Inc's delinquency ratio?

Its delinquency ratio was 1.26% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Seven Seventeen Credit Union Inc's loan-to-share ratio?

Its loan-to-share ratio was 99.55% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Warren, OH 44483
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1979
NCUA Charter #
61077
RSSD ID
306298
Members
130,533
Potential members
1,694,282

Size & Membership

Total assets $2.16B
Total shares & deposits $1.85B
Total loans $1.84B
  1- to 4-family residential and other consumer real estate loans$714.9M
  Used vehicle loans$518.1M
  Commercial loans$206.1M
  New vehicle loans$182.6M
  Other secured non-real estate loans and lines of credit$128.8M
  Other unsecured loans and lines of credit$45.4M
  Unsecured credit card loans$39.1M
  Non-federally guaranteed student loans$2.6M
Members 130,533

Profitability

Q2 annualized
Return on assets (ROA) 0.70%YTD 0.70%
Return on equity (ROE) 5.60%YTD 5.53%
Net interest margin 3.95%YTD 3.94%
Efficiency ratio 64.26%
Cost of funds 1.71%

Capital & Asset Quality

Net worth $270.1M
Net worth ratio 12.51%
Net worth category Well capitalized
Delinquency ratio 1.26%
Loan-to-share ratio 99.55%
Yield on assets 5.66%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 12.51% 10.89% 73rd above
Return on assets Middle half of peers: 0.59% to 1.25% 0.70% 0.89% 34th below
Return on equity Middle half of peers: 5.37% to 10.92% 5.60% 8.07% 27th below
Net interest margin Middle half of peers: 3.05% to 3.80% 3.95% 3.45% 81st top
Efficiency ratio Middle half of peers: 63.16% to 77.23% 64.26% 70.59% 71st above
Cost of funds Middle half of peers: 1.37% to 1.99% 1.71% 1.68% 48th below
Delinquency ratio Middle half of peers: 0.45% to 1.05% 1.26% 0.68% 18th bottom
Yield on assets Middle half of peers: 4.70% to 5.46% 5.66% 5.12% 84th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 99.55% 88.03% 84th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$2.16B total assets against $1.81B; $1.85B total shares and deposits against $1.52B; $1.84B total loans against $1.51B.

Net worth

$270.1M net worth against $248.6M.

Net worth ratio

12.51% net worth ratio against 13.69%.

Loan-to-share ratio

99.55% loan-to-share ratio against 99.62%.

Delinquency ratio

1.26% delinquency ratio against 0.96%.

Return on assets and return on equity

0.70% return on assets against 1.16%; 5.60% return on equity against 8.49%.

Net interest margin

3.95% net interest margin against 4.05%.

Members

130,533 members against 120,435.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.51% 0.70% 1.26% 99.55%
March 31, 2026 12.60% 0.68% 1.00% 97.71%
December 31, 2025 12.75% -0.01% 1.30% 98.21%
September 30, 2025 13.73% 1.16% 1.08% 105.26%
June 30, 2025 13.69% 1.16% 0.96% 99.62%
March 31, 2025 13.46% 1.12% 0.92% 99.20%

Scroll sideways to see every column.

Watch flags

Delinquency at 1.26%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.