Credit Union Safety Analysis
Is Seven Seventeen Credit Union Inc Safe? Warren, Ohio
Based on its Q2 2026 NCUA 5300 call report, Seven Seventeen Credit Union Inc has a net worth ratio of 12.51%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.26%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Seven Seventeen Credit Union Inc's net worth ratio is 12.51%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 12.51%
- Delinquency ratio (60+ days) (Q2 2026): 1.26%
- Return on assets (Q2 2026): 0.70%
- Loan-to-share ratio (Q2 2026): 99.55%
Seven Seventeen Credit Union Inc (NCUA charter 61077, established 1979) reported $2.16B in assets and 130,533 members for Q2 2026 from Warren, Ohio. It ranks 4 of 191 credit unions in Ohio by total assets. Total assets grew 19.0% from $1.81B on June 30, 2025. It has 10,098 more members than on June 30, 2025 (+8.4%). Its net worth ratio was down 1.18 percentage points from 13.69% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $714.9M of $1.84B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.26% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 12.60% for Q1 2026; 13.69% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 1.00% for Q1 2026; 0.96% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.68% for Q1 2026; 1.16% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 97.71% for Q1 2026; 99.62% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $714.9M
- Used vehicle loans: $518.1M
- Commercial loans: $206.1M
- New vehicle loans: $182.6M
- Other secured non-real estate loans and lines of credit: $128.8M
- Other unsecured loans and lines of credit: $45.4M
- Unsecured credit card loans: $39.1M
- Non-federally guaranteed student loans: $2.6M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $2.16B | 12.51% | 1.26% | 0.70% | 99.55% |
| March 31, 2026 | $2.03B | 12.60% | 1.00% | 0.68% | 97.71% |
| December 31, 2025 | $1.98B | 12.75% | 1.30% | -0.01% | 98.21% |
| September 30, 2025 | $1.85B | 13.73% | 1.08% | 1.16% | 105.26% |
| June 30, 2025 | $1.81B | 13.69% | 0.96% | 1.16% | 99.62% |
| March 31, 2025 | $1.81B | 13.46% | 0.92% | 1.12% | 99.20% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Seven Seventeen Credit Union Inc profile
Regulator records: NCUA credit union profile (charter 61077) · FFIEC NIC profile (RSSD 306298)
Frequently asked questions
Is Seven Seventeen Credit Union Inc well capitalized?
On its Q2 2026 NCUA 5300 call report, Seven Seventeen Credit Union Inc's net worth ratio is 12.51%, above the 7% NCUA threshold for well capitalized.
Is Seven Seventeen Credit Union Inc FDIC insured?
No. The FDIC insures banks, not credit unions. Seven Seventeen Credit Union Inc is a federally insured credit union (NCUA charter 61077): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Seven Seventeen Credit Union Inc's key safety ratios?
For Q2 2026, Seven Seventeen Credit Union Inc reports net worth 12.51%, delinquency 1.26%, ROA 0.70%, loan-to-share 99.55%.
What happens to my money if Seven Seventeen Credit Union Inc fails?
For Q2 2026, Seven Seventeen Credit Union Inc held $1.85B in shares and deposits for 130,533 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.