Skip to main content

Skyline Credit Union Nashville, Tennessee

Skyline Credit Union is a state-chartered credit union headquartered in Nashville, TN (NCUA charter 68100), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,597 members and total assets of $16.8M (down 2.7% from Q2 2025), the 94th largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 24.27% at Q2 2026, in the well capitalized band.

Also written as Skyline CU

BankRegReports is independent of Skyline Credit Union and never asks for online banking logins or passwords.

Nashville, TN Credit Union NCUA #68100 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
68100
Headquarters
Nashville, TN
Established
Not reported
Total assets, Q2 2026
$16.8M
Assets vs Q2 2025
-2.7%
Members, Q2 2026
1,597
Net worth ratio, Q2 2026
24.27%
Latest call report
Q2 2026, NCUA 5300 · Skyline Credit Union call report
Asset rank in state
94th of 123 in Tennessee
Routing number
264180070
Branches
1

It has 29 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was up 1.82 percentage points from 22.45% on June 30, 2025. Used vehicle loans are its largest loan category, $3.8M of $7.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.95% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 24.27% net worth ratio is above that band's 14.31% median.

Frequently asked about Skyline Credit Union

How big is Skyline Credit Union?

At Q2 2026 it reported total assets of $16.8M and 1,597 members.

Where is Skyline Credit Union headquartered?

It is headquartered in Nashville, TN, United States.

Is Skyline Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68100): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Skyline Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Skyline Credit Union well capitalized?

Its net worth ratio was 24.27% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Skyline Credit Union's delinquency ratio?

Its delinquency ratio was 2.95% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Skyline Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 56.61% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Nashville, TN 37207
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
NCUA Charter #
68100
RSSD ID
441993
Members
1,597
Potential members
6,000

Size & Membership

Total assets $16.8M
Total shares & deposits $12.4M
Total loans $7.0M
  Used vehicle loans$3.8M
  New vehicle loans$1.6M
  Other secured non-real estate loans and lines of credit$760K
  1- to 4-family residential and other consumer real estate loans$638K
  Other unsecured loans and lines of credit$150K
Members 1,597

Profitability

Q2 annualized
Return on assets (ROA) 1.23%YTD 1.11%
Return on equity (ROE) 5.05%YTD 4.64%
Net interest margin 3.93%YTD 3.85%
Efficiency ratio 61.64%
Cost of funds 0.88%

Capital & Asset Quality

Net worth $4.1M
Net worth ratio 24.27%
Net worth category Well capitalized
Delinquency ratio 2.95%
Loan-to-share ratio 56.61%
Yield on assets 4.82%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 24.27% 14.31% 86th top
Return on assets Middle half of peers: 0.16% to 1.30% 1.23% 0.72% 72nd above
Return on equity Middle half of peers: 1.04% to 8.69% 5.05% 4.74% 52nd above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.93% 3.93% 50th above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 61.64% 79.83% 84th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.88% 0.78% 44th below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 2.95% 0.86% 17th bottom
Yield on assets Middle half of peers: 4.21% to 5.32% 4.82% 4.70% 55th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 56.61% 58.92% 47th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$16.8M total assets against $17.2M; $12.4M total shares and deposits against $13.0M; $7.0M total loans against $7.3M.

Net worth

$4.1M net worth against $3.9M.

Net worth ratio

24.27% net worth ratio against 22.45%.

Loan-to-share ratio

56.61% loan-to-share ratio against 56.15%.

Delinquency ratio

2.95% delinquency ratio against 3.47%.

Return on assets and return on equity

1.23% return on assets against 1.19%; 5.05% return on equity against 5.28%.

Net interest margin

3.93% net interest margin against 4.02%.

Members

1,597 members against 1,626.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 24.27% 1.23% 2.95% 56.61%
March 31, 2026 23.59% 0.99% 2.98% 54.90%
December 31, 2025 23.55% 1.27% 3.00% 57.34%
September 30, 2025 22.59% 1.24% 2.31% 55.92%
June 30, 2025 22.45% 1.19% 3.47% 56.15%
March 31, 2025 22.16% 0.72% 1.74% 57.97%

Scroll sideways to see every column.

Watch flags

Delinquency at 2.95%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.