Credit Union Safety Analysis
Is Skyline Credit Union Safe? Nashville, Tennessee
Based on its Q2 2026 NCUA 5300 call report, Skyline Credit Union has a net worth ratio of 24.27%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 2.95%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Skyline Credit Union's net worth ratio is 24.27%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 24.27%
- Delinquency ratio (60+ days) (Q2 2026): 2.95%
- Return on assets (Q2 2026): 1.23%
- Loan-to-share ratio (Q2 2026): 56.61%
Skyline Credit Union (NCUA charter 68100) reported $16.8M in assets and 1,597 members for Q2 2026 from Nashville, Tennessee. It ranks 94 of 123 credit unions in Tennessee by total assets. Total assets fell 2.7% from $17.2M on June 30, 2025. It has 29 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was up 1.82 percentage points from 22.45% on June 30, 2025. Used vehicle loans are its largest loan category, $3.8M of $7.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.95% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 23.59% for Q1 2026; 22.45% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.98% for Q1 2026; 3.47% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.99% for Q1 2026; 1.19% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 54.90% for Q1 2026; 56.15% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $3.8M
- New vehicle loans: $1.6M
- Other secured non-real estate loans and lines of credit: $760K
- 1- to 4-family residential and other consumer real estate loans: $638K
- Other unsecured loans and lines of credit: $150K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $16.8M | 24.27% | 2.95% | 1.23% | 56.61% |
| March 31, 2026 | $17.0M | 23.59% | 2.98% | 0.99% | 54.90% |
| December 31, 2025 | $16.9M | 23.55% | 3.00% | 1.27% | 57.34% |
| September 30, 2025 | $17.4M | 22.59% | 2.31% | 1.24% | 55.92% |
| June 30, 2025 | $17.2M | 22.45% | 3.47% | 1.19% | 56.15% |
| March 31, 2025 | $17.2M | 22.16% | 1.74% | 0.72% | 57.97% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 68100) · FFIEC NIC profile (RSSD 441993)
Frequently asked questions
Is Skyline Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Skyline Credit Union's net worth ratio is 24.27%, above the 7% NCUA threshold for well capitalized.
Is Skyline Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Skyline Credit Union is a federally insured credit union (NCUA charter 68100): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Skyline Credit Union's key safety ratios?
For Q2 2026, Skyline Credit Union reports net worth 24.27%, delinquency 2.95%, ROA 1.23%, loan-to-share 56.61%.
What happens to my money if Skyline Credit Union fails?
For Q2 2026, Skyline Credit Union held $12.4M in shares and deposits for 1,597 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.