Sunkist Employees Federal Credit Union Sherman Oaks, California
Sunkist Employees Federal Credit Union is a federal credit union headquartered in Sherman Oaks, CA, established in 1941 (NCUA charter 4393), and it is regulated and insured by the NCUA. At Q2 2026 it reported 494 members and total assets of $3.8M (down 7.0% from Q2 2025), the 230th largest of 238 credit unions headquartered in California. Its net worth ratio was 33.64% at Q2 2026, in the well capitalized band.
Also written as Sunkist Employees FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 4393
- Headquarters
- Sherman Oaks, CA
- Established
- 1941
- Total assets, Q2 2026
- $3.8M
- Assets vs Q2 2025
- -7.0%
- Members, Q2 2026
- 494
- Net worth ratio, Q2 2026
- 33.64%
- Latest call report
- Q2 2026, NCUA 5300 · Sunkist Employees Federal Credit Union call report
- Asset rank in state
- 230th of 238 in California
- Routing number
- 322282551
- Branches
- 1
It has 27 fewer members than on June 30, 2025 (-5.2%). Its net worth ratio was up 3.94 percentage points from 29.70% on June 30, 2025. Used vehicle loans are its largest loan category, $496K of $943K in total loans on its June 30, 2026 filing.
Credit unions similar in size in California
Frequently asked about Sunkist Employees Federal Credit Union
How big is Sunkist Employees Federal Credit Union?
At Q2 2026 it reported total assets of $3.8M and 494 members.
Where is Sunkist Employees Federal Credit Union headquartered?
It is headquartered in Sherman Oaks, CA, United States.
When was Sunkist Employees Federal Credit Union founded?
It was established in 1941, per NCUA records.
Is Sunkist Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 4393): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Sunkist Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Sunkist Employees Federal Credit Union well capitalized?
Its net worth ratio was 33.64% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Sunkist Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 37.52% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Sherman Oaks, CA 91423
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1941
- NCUA Charter #
- 4393
- RSSD ID
- 68176
- Members
- 494
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 5 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 33.64% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.82% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.37% | 4.74% | 73rd above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.74% | 3.93% | 80th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 51.57% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.11% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.85% | 4.70% | 56th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 37.52% | 58.92% | 20th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.8M total assets against $4.1M; $2.5M total shares and deposits against $2.9M; $943K total loans against $1.4M.
$1.3M net worth against $1.2M.
33.64% net worth ratio against 29.70%.
37.52% loan-to-share ratio against 47.92%.
2.82% return on assets against 1.99%; 8.37% return on equity against 6.72%.
4.74% net interest margin against 4.83%.
494 members against 521.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 33.64% | 2.82% | — | 37.52% |
| March 31, 2026 | 31.87% | 1.30% | — | 38.94% |
| December 31, 2025 | 31.85% | 1.98% | 0.06% | 40.98% |
| September 30, 2025 | 30.76% | 1.68% | 0.04% | 43.17% |
| June 30, 2025 | 29.70% | 1.99% | 1.69% | 47.92% |
| March 31, 2025 | 29.45% | 1.42% | — | 51.74% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.