Travis Credit Union Vacaville, California
Travis Credit Union is a state-chartered credit union headquartered in Vacaville, CA, established in 1951 (NCUA charter 68429), and it is regulated and insured by the NCUA. At Q2 2026 it reported 274,331 members and total assets of $5.85B (up 8.5% from Q2 2025), the 12th largest of 238 credit unions headquartered in California. Its net worth ratio was 10.44% at Q2 2026, in the well capitalized band.
Also written as Travis CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68429
- Headquarters
- Vacaville, CA
- Established
- 1951
- Total assets, Q2 2026
- $5.85B
- Assets vs Q2 2025
- +8.5%
- Members, Q2 2026
- 274,331
- Net worth ratio, Q2 2026
- 10.44%
- Latest call report
- Q2 2026, NCUA 5300 · Travis Credit Union call report
- Asset rank in state
- 12th of 238 in California
- Routing number
- 321170839
- Branches
- 25
It has 13,406 more members than on June 30, 2025 (+5.1%). Its net worth ratio was down 0.26 percentage points from 10.70% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $2.11B of $4.38B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.67% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.44% net worth ratio is below that band's 10.89% median.
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Frequently asked about Travis Credit Union
How big is Travis Credit Union?
At Q2 2026 it reported total assets of $5.85B and 274,331 members.
Where is Travis Credit Union headquartered?
It is headquartered in Vacaville, CA, United States.
When was Travis Credit Union founded?
It was established in 1951, per NCUA records.
Is Travis Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68429): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Travis Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Travis Credit Union well capitalized?
Its net worth ratio was 10.44% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Travis Credit Union's delinquency ratio?
Its delinquency ratio was 0.67% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Travis Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 92.05% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Vacaville, CA 95687
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 68429
- RSSD ID
- 212586
- Members
- 274,331
- Potential members
- 7,857,102
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.44% | 10.89% | 40th below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.76% | 0.89% | 39th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.29% | 8.07% | 43rd below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.22% | 3.45% | 36th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 67.80% | 70.59% | 59th above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.63% | 1.68% | 54th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.67% | 0.68% | 51st above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.86% | 5.12% | 34th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 92.05% | 88.03% | 64th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.85B total assets against $5.40B; $4.76B total shares and deposits against $4.50B; $4.38B total loans against $4.19B.
$611.1M net worth against $577.8M.
10.44% net worth ratio against 10.70%.
92.05% loan-to-share ratio against 93.12%.
0.67% delinquency ratio against 0.71%.
0.76% return on assets against 0.55%; 7.29% return on equity against 5.12%.
3.22% net interest margin against 3.09%.
274,331 members against 260,925.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.44% | 0.76% | 0.67% | 92.05% |
| March 31, 2026 | 10.55% | 0.75% | 0.65% | 91.64% |
| December 31, 2025 | 10.75% | 0.40% | 0.88% | 94.43% |
| September 30, 2025 | 10.81% | 0.59% | 0.75% | 93.89% |
| June 30, 2025 | 10.70% | 0.55% | 0.71% | 93.12% |
| March 31, 2025 | 10.55% | 0.29% | 0.57% | 91.09% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.