Trinity Baptist Church Federal Credit Union Florence, South Carolina
Trinity Baptist Church Federal Credit Union is a federal credit union headquartered in Florence, SC, established in 1969 (NCUA charter 19619), and it is regulated and insured by the NCUA. At Q2 2026 it reported 196 members and total assets of $2.3M (down 1.7% from Q2 2025), the 45th largest of 45 credit unions headquartered in South Carolina. Its net worth ratio was 16.83% at Q2 2026, in the well capitalized band.
Also written as Trinity Baptist Church FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 19619
- Headquarters
- Florence, SC
- Established
- 1969
- Total assets, Q2 2026
- $2.3M
- Assets vs Q2 2025
- -1.7%
- Members, Q2 2026
- 196
- Net worth ratio, Q2 2026
- 16.83%
- Latest call report
- Q2 2026, NCUA 5300 · Trinity Baptist Church Federal Credit Union call report
- Asset rank in state
- 45th of 45 in South Carolina
- Routing number
- 253279015
- Branches
- 2
It has 6 more members than on June 30, 2025 (+3.2%). Its net worth ratio was up 0.45 percentage points from 16.38% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $382K of $810K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.20% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 16.83% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in South Carolina
Frequently asked about Trinity Baptist Church Federal Credit Union
How big is Trinity Baptist Church Federal Credit Union?
At Q2 2026 it reported total assets of $2.3M and 196 members.
Where is Trinity Baptist Church Federal Credit Union headquartered?
It is headquartered in Florence, SC, United States.
When was Trinity Baptist Church Federal Credit Union founded?
It was established in 1969, per NCUA records.
Is Trinity Baptist Church Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 19619): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Trinity Baptist Church Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Trinity Baptist Church Federal Credit Union well capitalized?
Its net worth ratio was 16.83% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Trinity Baptist Church Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.20% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Trinity Baptist Church Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 42.08% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Florence, SC 29501
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1969
- NCUA Charter #
- 19619
- RSSD ID
- 903080
- Members
- 196
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 4 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 16.83% | 14.31% | 62nd above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.44% | 0.72% | 79th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.54% | 4.74% | 74th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.20% | 0.86% | 85th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.99% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 42.08% | 58.92% | 25th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.3M total assets against $2.4M; $1.9M total shares and deposits against $2.0M; $810K total loans against $851K.
$389K net worth against $386K.
16.83% net worth ratio against 16.38%.
42.08% loan-to-share ratio against 43.23%.
0.20% delinquency ratio against 0.60%.
1.44% return on assets against 1.43%; 8.54% return on equity against 8.75%.
196 members against 190.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.83% | 1.44% | 0.20% | 42.08% |
| March 31, 2026 | 16.69% | 0.98% | 0.19% | 43.60% |
| December 31, 2025 | 16.57% | -12.90% | — | 43.49% |
| September 30, 2025 | 17.15% | 2.16% | — | 42.16% |
| June 30, 2025 | 16.38% | 1.43% | 0.60% | 43.23% |
| March 31, 2025 | 15.81% | 2.10% | — | 41.10% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.