Wabellco Federal Credit Union Washington, Pennsylvania
Wabellco Federal Credit Union is a federal credit union headquartered in Washington, PA, established in 1955 (NCUA charter 10047), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,064 members and total assets of $12.3M (up 0.7% from Q2 2025), the 199th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 9.54% at Q2 2026, in the well capitalized band.
Also written as Wabellco FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 10047
- Headquarters
- Washington, PA
- Established
- 1955
- Total assets, Q2 2026
- $12.3M
- Assets vs Q2 2025
- +0.7%
- Members, Q2 2026
- 1,064
- Net worth ratio, Q2 2026
- 9.54%
- Latest call report
- Q2 2026, NCUA 5300 · Wabellco Federal Credit Union call report
- Asset rank in state
- 199th of 269 in Pennsylvania
- Routing number
- 243385427
- Branches
- 1
It has 85 fewer members than on June 30, 2025 (-7.4%). Its net worth ratio was up 0.71 percentage points from 8.83% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.3M of $3.2M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Pennsylvania
Credit unions merged into Wabellco Federal Credit Union
Frequently asked about Wabellco Federal Credit Union
How big is Wabellco Federal Credit Union?
At Q2 2026 it reported total assets of $12.3M and 1,064 members.
Where is Wabellco Federal Credit Union headquartered?
It is headquartered in Washington, PA, United States.
When was Wabellco Federal Credit Union founded?
It was established in 1955, per NCUA records.
Is Wabellco Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 10047): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Wabellco Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Wabellco Federal Credit Union well capitalized?
Its net worth ratio was 9.54% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Wabellco Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 28.28% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Washington, PA 15301
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1955
- NCUA Charter #
- 10047
- RSSD ID
- 8686
- Members
- 1,064
- Potential members
- 2,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.54% | 14.31% | 13th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.93% | 0.72% | 59th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.77% | 4.74% | 79th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.43% | 3.93% | 30th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 79.76% | 79.83% | 50th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.05% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.48% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 28.28% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$12.3M total assets against $12.3M; $11.2M total shares and deposits against $11.2M; $3.2M total loans against $3.8M.
$1.2M net worth against $1.1M.
9.54% net worth ratio against 8.83%.
28.28% loan-to-share ratio against 34.42%.
0.93% return on assets against 0.45%; 9.77% return on equity against 5.07%.
3.43% net interest margin against 2.76%.
1,064 members against 1,149.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.54% | 0.93% | — | 28.28% |
| March 31, 2026 | 9.23% | 0.60% | 0.22% | 28.95% |
| December 31, 2025 | 9.39% | 0.59% | 0.20% | 33.37% |
| September 30, 2025 | 9.52% | 1.45% | 0.19% | 35.38% |
| June 30, 2025 | 8.83% | 0.45% | 0.19% | 34.42% |
| March 31, 2025 | 8.78% | -0.52% | — | 35.56% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.