Credit Union Safety Analysis
Is Wings Credit Union Safe? Colorado Springs, Colorado
Based on its Q2 2026 NCUA 5300 call report, Wings Credit Union has a net worth ratio of 11.84%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.64%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Wings Credit Union's net worth ratio is 11.84%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 11.84%
- Delinquency ratio (60+ days) (Q2 2026): 0.64%
- Return on assets (Q2 2026): 0.96%
- Loan-to-share ratio (Q2 2026): 100.51%
Wings Credit Union (NCUA charter 68671, established 1957) reported $19.38B in assets and 958,216 members for Q2 2026 from Colorado Springs, Colorado. It is the largest of 61 credit unions in Colorado by total assets. Total assets grew 88.0% from $10.31B on June 30, 2025. It has 382,127 more members than on June 30, 2025 (+66.3%). Its net worth ratio was up 1.57 percentage points from 10.27% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $9.74B of $16.08B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.64% is below the 0.91% median of the 24 credit unions with $10B to $100B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 24 credit unions with $10B to $100B in assets: 10.42%; middle half of peers: 9.55% to 11.84%.
Earlier filings: 11.54% for Q1 2026; 10.27% for Q2 2025.
Median of the 24 credit unions with $10B to $100B in assets: 0.91%; middle half of peers: 0.64% to 1.27%.
Earlier filings: 0.51% for Q1 2026; 0.57% for Q2 2025.
Median of the 24 credit unions with $10B to $100B in assets: 0.97%; middle half of peers: 0.59% to 1.31%.
Earlier filings: -0.01% for Q1 2026; 0.38% for Q2 2025.
Median of the 24 credit unions with $10B to $100B in assets: 89.87%; middle half of peers: 81.23% to 93.33%.
Earlier filings: 97.12% for Q1 2026; 106.24% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $9.74B
- Commercial loans: $2.77B
- New vehicle loans: $1.28B
- Used vehicle loans: $998.0M
- Unsecured credit card loans: $481.1M
- Other secured non-real estate loans and lines of credit: $451.2M
- Other unsecured loans and lines of credit: $360.7M
- Non-federally guaranteed student loans: $71K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $19.38B | 11.84% | 0.64% | 0.96% | 100.51% |
| March 31, 2026 | $19.48B | 11.54% | 0.51% | -0.01% | 97.12% |
| December 31, 2025 | $9.97B | 10.79% | 0.81% | 0.38% | 98.36% |
| September 30, 2025 | $9.71B | 11.14% | 0.63% | 0.98% | 101.92% |
| June 30, 2025 | $10.31B | 10.27% | 0.57% | 0.38% | 106.24% |
| March 31, 2025 | $9.99B | 10.49% | 0.60% | 0.27% | 99.48% |
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Free to use. It shows Wings Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 68671) · FFIEC NIC profile (RSSD 660589)
Frequently asked questions
Is Wings Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Wings Credit Union's net worth ratio is 11.84%, above the 7% NCUA threshold for well capitalized.
Is Wings Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Wings Credit Union is a federally insured credit union (NCUA charter 68671): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Wings Credit Union's key safety ratios?
For Q2 2026, Wings Credit Union reports net worth 11.84%, delinquency 0.64%, ROA 0.96%, loan-to-share 100.51%.
What happens to my money if Wings Credit Union fails?
For Q2 2026, Wings Credit Union held $16.00B in shares and deposits for 958,216 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.