Wings Credit Union Colorado Springs, Colorado
Wings Credit Union is a state-chartered credit union headquartered in Colorado Springs, CO, established in 1957 (NCUA charter 68671), and it is regulated and insured by the NCUA. At Q2 2026 it reported 958,216 members and total assets of $19.38B, the largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 11.84% at Q2 2026, in the well capitalized band.
Also written as Wings CU · Trade names filed with the NCUA: Ent Credit Union, Wings, Wings Financial Credit Union and Ent
BankRegReports is independent of Wings Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68671
- Headquarters
- Colorado Springs, CO
- Established
- 1957
- Total assets, Q2 2026
- $19.38B
- Members, Q2 2026
- 958,216
- Net worth ratio, Q2 2026
- 11.84%
- Latest call report
- Q2 2026, NCUA 5300 · Wings Credit Union call report
- Asset rank in state
- 1st of 61 in Colorado
- Routing number
- 307070005
- Branches
- 93
It has 382,127 more members than on June 30, 2025 (+66.3%). Its net worth ratio was up 1.57 percentage points from 10.27% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $9.74B of $16.08B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.64% is below the 0.91% median of the 24 credit unions with $10B to $100B in assets for Q2 2026. Its 11.84% net worth ratio is above that band's 10.42% median.
Credit unions merged into Wings Credit Union
Wings Financial Credit Union (2026)
Frequently asked about Wings Credit Union
How big is Wings Credit Union?
At Q2 2026 it reported total assets of $19.38B and 958,216 members.
Where is Wings Credit Union headquartered?
It is headquartered in Colorado Springs, CO, United States.
When was Wings Credit Union founded?
It was established in 1957, per NCUA records.
Is Wings Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68671): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Wings Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Wings Credit Union well capitalized?
Its net worth ratio was 11.84% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Wings Credit Union's delinquency ratio?
Its delinquency ratio was 0.64% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Wings Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 100.51% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Colorado Springs, CO 80920
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1957
- NCUA Charter #
- 68671
- RSSD ID
- 660589
- Members
- 958,216
- Potential members
- 24,814,765
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 24 credit unions with $10B to $100B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.55% to 11.84% | 11.84% | 10.42% | 75th top |
| Return on assets Middle half of peers: 0.59% to 1.31% | 0.96% | 0.97% | 49th below |
| Return on equity Middle half of peers: 6.05% to 14.24% | 8.09% | 9.50% | 40th below |
| Net interest margin Middle half of peers: 2.90% to 3.44% | 3.88% | 3.17% | 90th top |
| Efficiency ratio Middle half of peers: 52.69% to 70.10% | 70.81% | 61.32% | 23rd bottom |
| Cost of funds Middle half of peers: 1.69% to 2.02% | 1.57% | 1.88% | over 90th top |
| Delinquency ratio Middle half of peers: 0.64% to 1.27% | 0.64% | 0.91% | 75th top |
| Yield on assets Middle half of peers: 4.90% to 5.36% | 5.45% | 5.07% | 78th position only |
| Loan-to-share ratio Middle half of peers: 81.23% to 93.33% | 100.51% | 89.87% | 88th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$19.38B total assets against $10.31B; $16.00B total shares and deposits against $8.40B; $16.08B total loans against $8.92B.
$2.29B net worth against $1.06B.
11.84% net worth ratio against 10.27%.
100.51% loan-to-share ratio against 106.24%.
0.64% delinquency ratio against 0.57%.
0.96% return on assets against 0.38%; 8.09% return on equity against 3.70%.
3.88% net interest margin against 3.49%.
958,216 members against 576,089.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.84% | 0.96% | 0.64% | 100.51% |
| March 31, 2026 | 11.54% | -0.01% | 0.51% | 97.12% |
| December 31, 2025 | 10.79% | 0.38% | 0.81% | 98.36% |
| September 30, 2025 | 11.14% | 0.98% | 0.63% | 101.92% |
| June 30, 2025 | 10.27% | 0.38% | 0.57% | 106.24% |
| March 31, 2025 | 10.49% | 0.27% | 0.60% | 99.48% |
Scroll sideways to see every column.
Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.