Credit Union of Colorado, a Federal Credit Union Denver, Colorado
Credit Union of Colorado, a Federal Credit Union is a federal credit union headquartered in Denver, CO, established in 1934 (NCUA charter 24854), and it is regulated and insured by the NCUA. At Q2 2026 it reported 171,255 members and total assets of $2.63B (up 3.2% from Q2 2025), the 6th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 10.44% at Q2 2026, in the well capitalized band.
Also written as Credit Union of Colorado, a FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24854
- Headquarters
- Denver, CO
- Established
- 1934
- Total assets, Q2 2026
- $2.63B
- Assets vs Q2 2025
- +3.2%
- Members, Q2 2026
- 171,255
- Net worth ratio, Q2 2026
- 10.44%
- Latest call report
- Q2 2026, NCUA 5300 · Credit Union of Colorado, a Federal Credit Union call report
- Asset rank in state
- 6th of 61 in Colorado
- Routing number
- 302075128
- Branches
- 19
It has 3,362 more members than on June 30, 2025 (+2.0%). Its net worth ratio was up 0.33 percentage points from 10.11% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $879.1M of $1.80B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.74% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.44% net worth ratio is below that band's 10.89% median.
Credit unions merged into Credit Union of Colorado, a Federal Credit Union
Frequently asked about Credit Union of Colorado, a Federal Credit Union
How big is Credit Union of Colorado, a Federal Credit Union?
At Q2 2026 it reported total assets of $2.63B and 171,255 members.
Where is Credit Union of Colorado, a Federal Credit Union headquartered?
It is headquartered in Denver, CO, United States.
When was Credit Union of Colorado, a Federal Credit Union founded?
It was established in 1934, per NCUA records.
Is Credit Union of Colorado, a Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24854): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Credit Union of Colorado, a Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Credit Union of Colorado, a Federal Credit Union well capitalized?
Its net worth ratio was 10.44% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Credit Union of Colorado, a Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.74% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Credit Union of Colorado, a Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 77.16% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Denver, CO 80238
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1934
- NCUA Charter #
- 24854
- RSSD ID
- 867995
- Members
- 171,255
- Potential members
- 4,831,306
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.44% | 10.89% | 40th below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.73% | 0.89% | 37th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 6.98% | 8.07% | 40th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 4.08% | 3.45% | 87th top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 70.97% | 70.59% | 49th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.10% | 1.68% | 21st bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.74% | 0.68% | 46th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 6.18% | 5.12% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 77.16% | 88.03% | 24th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.63B total assets against $2.55B; $2.34B total shares and deposits against $2.28B; $1.80B total loans against $1.70B.
$274.8M net worth against $258.1M.
10.44% net worth ratio against 10.11%.
77.16% loan-to-share ratio against 74.42%.
0.74% delinquency ratio against 0.69%.
0.73% return on assets against 0.17%; 6.98% return on equity against 1.72%.
4.08% net interest margin against 3.99%.
171,255 members against 167,893.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.44% | 0.73% | 0.74% | 77.16% |
| March 31, 2026 | 10.14% | 0.32% | 0.66% | 75.31% |
| December 31, 2025 | 10.17% | 0.93% | 0.75% | 75.44% |
| September 30, 2025 | 10.17% | 0.72% | 0.63% | 74.84% |
| June 30, 2025 | 10.11% | 0.17% | 0.69% | 74.42% |
| March 31, 2025 | 9.96% | 0.26% | 0.76% | 72.59% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.