Climb Credit Union Arvada, Colorado
Climb Credit Union is a state-chartered credit union headquartered in Arvada, CO, established in 1951 (NCUA charter 62776), and it is regulated and insured by the NCUA. At Q2 2026 it reported 42,718 members and total assets of $822.8M (up 22.1% from Q2 2025), the 9th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 11.63% at Q2 2026, in the well capitalized band.
Also written as Climb CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62776
- Headquarters
- Arvada, CO
- Established
- 1951
- Total assets, Q2 2026
- $822.8M
- Assets vs Q2 2025
- +22.1%
- Members, Q2 2026
- 42,718
- Net worth ratio, Q2 2026
- 11.63%
- Latest call report
- Q2 2026, NCUA 5300 · Climb Credit Union call report
- Asset rank in state
- 9th of 61 in Colorado
- Routing number
- 302076017
- Branches
- 8
It has 2,263 more members than on June 30, 2025 (+5.6%). Its net worth ratio was up 0.16 percentage points from 11.47% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $345.7M of $688.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.39% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.63% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Colorado
Credit unions merged into Climb Credit Union
Frequently asked about Climb Credit Union
How big is Climb Credit Union?
At Q2 2026 it reported total assets of $822.8M and 42,718 members.
Where is Climb Credit Union headquartered?
It is headquartered in Arvada, CO, United States.
When was Climb Credit Union founded?
It was established in 1951, per NCUA records.
Is Climb Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62776): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Climb Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Climb Credit Union well capitalized?
Its net worth ratio was 11.63% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Climb Credit Union's delinquency ratio?
Its delinquency ratio was 1.39% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Climb Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 99.25% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Arvada, CO 80003
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 62776
- RSSD ID
- 860491
- Members
- 42,718
- Potential members
- 680,892
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 11.63% | 11.43% | 52nd above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.68% | 0.81% | 42nd below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 5.84% | 7.02% | 41st below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.84% | 3.70% | 59th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 75.77% | 76.55% | 53rd above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.88% | 1.24% | 11th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 1.39% | 0.68% | 18th bottom |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.71% | 4.92% | 87th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 99.25% | 75.66% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$822.8M total assets against $674.0M; $694.1M total shares and deposits against $589.0M; $688.9M total loans against $589.7M.
$95.7M net worth against $77.3M.
11.63% net worth ratio against 11.47%.
99.25% loan-to-share ratio against 100.12%.
1.39% delinquency ratio against 1.31%.
0.68% return on assets against 0.23%; 5.84% return on equity against 1.98%.
3.84% net interest margin against 4.04%.
42,718 members against 40,455.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.63% | 0.68% | 1.39% | 99.25% |
| March 31, 2026 | 11.98% | 2.33% | 1.56% | 97.73% |
| December 31, 2025 | 11.14% | 0.01% | 1.64% | 101.95% |
| September 30, 2025 | 11.41% | 0.05% | 1.65% | 98.38% |
| June 30, 2025 | 11.47% | 0.23% | 1.31% | 100.12% |
| March 31, 2025 | 11.20% | 0.06% | 1.41% | 97.84% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.