Credit Union of Denver Lakewood, Colorado
Credit Union of Denver is a state-chartered credit union headquartered in Lakewood, CO, established in 1931 (NCUA charter 64342), and it is regulated and insured by the NCUA. At Q2 2026 it reported 76,333 members and total assets of $1.18B (down 0.5% from Q2 2025), the 8th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 12.64% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64342
- Headquarters
- Lakewood, CO
- Established
- 1931
- Total assets, Q2 2026
- $1.18B
- Assets vs Q2 2025
- -0.5%
- Members, Q2 2026
- 76,333
- Net worth ratio, Q2 2026
- 12.64%
- Latest call report
- Q2 2026, NCUA 5300 · Credit Union of Denver call report
- Asset rank in state
- 8th of 61 in Colorado
- Routing number
- 307075259
- Branches
- 2
It has 1,248 more members than on June 30, 2025 (+1.7%). Its net worth ratio was up 0.47 percentage points from 12.17% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $367.0M of $771.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.48% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 12.64% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Colorado
Frequently asked about Credit Union of Denver
How big is Credit Union of Denver?
At Q2 2026 it reported total assets of $1.18B and 76,333 members.
Where is Credit Union of Denver headquartered?
It is headquartered in Lakewood, CO, United States.
When was Credit Union of Denver founded?
It was established in 1931, per NCUA records.
Is Credit Union of Denver FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64342): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Credit Union of Denver?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Credit Union of Denver well capitalized?
Its net worth ratio was 12.64% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Credit Union of Denver's delinquency ratio?
Its delinquency ratio was 0.48% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Credit Union of Denver's loan-to-share ratio?
Its loan-to-share ratio was 73.30% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Lakewood, CO 80226
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1931
- NCUA Charter #
- 64342
- RSSD ID
- 466099
- Members
- 76,333
- Potential members
- 1,000,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 12.64% | 10.89% | 75th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.70% | 0.89% | 34th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 5.56% | 8.07% | 27th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.35% | 3.45% | 44th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 71.40% | 70.59% | 47th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.71% | 1.68% | 48th below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.48% | 0.68% | 72nd above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.05% | 5.12% | 46th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 73.30% | 88.03% | 20th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.18B total assets against $1.19B; $1.05B total shares and deposits against $1.06B; $771.4M total loans against $765.8M.
$149.2M net worth against $144.5M.
12.64% net worth ratio against 12.17%.
73.30% loan-to-share ratio against 71.95%.
0.48% delinquency ratio against 0.93%.
0.70% return on assets against 0.31%; 5.56% return on equity against 2.52%.
3.35% net interest margin against 3.07%.
76,333 members against 75,085.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.64% | 0.70% | 0.48% | 73.30% |
| March 31, 2026 | 12.32% | 0.56% | 0.42% | 71.61% |
| December 31, 2025 | 12.25% | -0.19% | 0.71% | 71.56% |
| September 30, 2025 | 12.40% | 0.78% | 0.96% | 72.36% |
| June 30, 2025 | 12.17% | 0.31% | 0.93% | 71.95% |
| March 31, 2025 | 11.98% | 0.28% | 0.89% | 70.71% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.