Canvas Credit Union Lone Tree, Colorado
Canvas Credit Union is a state-chartered credit union headquartered in Lone Tree, CO, established in 1938 (NCUA charter 64778), and it is regulated and insured by the NCUA. At Q2 2026 it reported 335,110 members and total assets of $5.29B (up 9.5% from Q2 2025), the 3rd largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 9.53% at Q2 2026, in the well capitalized band.
Also written as Canvas CU
BankRegReports is independent of Canvas Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64778
- Headquarters
- Lone Tree, CO
- Established
- 1938
- Total assets, Q2 2026
- $5.29B
- Assets vs Q2 2025
- +9.5%
- Members, Q2 2026
- 335,110
- Net worth ratio, Q2 2026
- 9.53%
- Latest call report
- Q2 2026, NCUA 5300 · Canvas Credit Union call report
- Asset rank in state
- 3rd of 61 in Colorado
- Routing number
- 302075830
- Branches
- 36
It has 22,591 more members than on June 30, 2025 (+7.2%). Its net worth ratio was down 0.16 percentage points from 9.69% on June 30, 2025. Used vehicle loans are its largest loan category, $1.69B of $4.79B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.14% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.53% net worth ratio is below that band's 10.89% median.
Credit unions merged into Canvas Credit Union
Frequently asked about Canvas Credit Union
How big is Canvas Credit Union?
At Q2 2026 it reported total assets of $5.29B and 335,110 members.
Where is Canvas Credit Union headquartered?
It is headquartered in Lone Tree, CO, United States.
When was Canvas Credit Union founded?
It was established in 1938, per NCUA records.
Is Canvas Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64778): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Canvas Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Canvas Credit Union well capitalized?
Its net worth ratio was 9.53% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Canvas Credit Union's delinquency ratio?
Its delinquency ratio was 1.14% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Canvas Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 102.36% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Lone Tree, CO 80124
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1938
- NCUA Charter #
- 64778
- RSSD ID
- 863399
- Members
- 335,110
- Potential members
- 5,957,494
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.53% | 10.89% | 20th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.75% | 0.89% | 39th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.90% | 8.07% | 48th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 4.19% | 3.45% | over 90th top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 59.70% | 70.59% | 83rd top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.21% | 1.68% | 16th bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.14% | 0.68% | 22nd bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 6.40% | 5.12% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 102.36% | 88.03% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.29B total assets against $4.83B; $4.68B total shares and deposits against $4.32B; $4.79B total loans against $4.33B.
$504.4M net worth against $469.2M.
9.53% net worth ratio against 9.69%.
102.36% loan-to-share ratio against 100.18%.
1.14% delinquency ratio against 0.95%.
0.75% return on assets against 0.62%; 7.90% return on equity against 6.35%.
4.19% net interest margin against 4.18%.
335,110 members against 312,519.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.53% | 0.75% | 1.14% | 102.36% |
| March 31, 2026 | 9.61% | 1.04% | 1.01% | 100.04% |
| December 31, 2025 | 9.60% | 0.94% | 1.15% | 99.36% |
| September 30, 2025 | 9.84% | 0.87% | 1.13% | 100.87% |
| June 30, 2025 | 9.69% | 0.62% | 0.95% | 100.18% |
| March 31, 2025 | 9.79% | 0.60% | 0.88% | 99.85% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.