Bellco Credit Union Greenwood Village, Colorado
Bellco Credit Union is a state-chartered credit union headquartered in Greenwood Village, CO, established in 1936 (NCUA charter 68437), and it is regulated and insured by the NCUA. At Q2 2026 it reported 360,569 members and total assets of $8.55B (up 0.2% from Q2 2025), the 2nd largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 10.25% at Q2 2026, in the well capitalized band.
Also written as Bellco CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68437
- Headquarters
- Greenwood Village, CO
- Established
- 1936
- Total assets, Q2 2026
- $8.55B
- Assets vs Q2 2025
- +0.2%
- Members, Q2 2026
- 360,569
- Net worth ratio, Q2 2026
- 10.25%
- Latest call report
- Q2 2026, NCUA 5300 · Bellco Credit Union call report
- Asset rank in state
- 2nd of 61 in Colorado
- Routing number
- 302075018
- Branches
- 31
It has 11,089 fewer members than on June 30, 2025 (-3.0%). Its net worth ratio was up 0.75 percentage points from 9.50% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $2.64B of $6.98B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.47% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.25% net worth ratio is below that band's 10.89% median.
Frequently asked about Bellco Credit Union
How big is Bellco Credit Union?
At Q2 2026 it reported total assets of $8.55B and 360,569 members.
Where is Bellco Credit Union headquartered?
It is headquartered in Greenwood Village, CO, United States.
When was Bellco Credit Union founded?
It was established in 1936, per NCUA records.
Is Bellco Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68437): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Bellco Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Bellco Credit Union well capitalized?
Its net worth ratio was 10.25% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Bellco Credit Union's delinquency ratio?
Its delinquency ratio was 1.47% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Bellco Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 98.29% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Greenwood Village, CO 80111
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1936
- NCUA Charter #
- 68437
- RSSD ID
- 283698
- Members
- 360,569
- Potential members
- 5,373,024
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.25% | 10.89% | 35th below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.73% | 0.89% | 36th below |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.08% | 8.07% | 41st below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.68% | 3.45% | 13th bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 63.73% | 70.59% | 73rd above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.40% | 1.68% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.47% | 0.68% | 10th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.09% | 5.12% | 48th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 98.29% | 88.03% | 82nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$8.55B total assets against $8.53B; $7.10B total shares and deposits against $6.85B; $6.98B total loans against $7.09B.
$876.1M net worth against $810.7M.
10.25% net worth ratio against 9.50%.
98.29% loan-to-share ratio against 103.55%.
1.47% delinquency ratio against 0.57%.
0.73% return on assets against 0.87%; 7.08% return on equity against 9.12%.
2.68% net interest margin against 2.82%.
360,569 members against 371,658.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.25% | 0.73% | 1.47% | 98.29% |
| March 31, 2026 | 9.98% | 0.71% | 0.41% | 98.12% |
| December 31, 2025 | 10.03% | 0.65% | 0.46% | 100.74% |
| September 30, 2025 | 9.77% | 0.99% | 0.58% | 102.89% |
| June 30, 2025 | 9.50% | 0.87% | 0.57% | 103.55% |
| March 31, 2025 | 9.21% | 0.67% | 0.57% | 102.56% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.