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Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
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All Texas events
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Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Jun 27, 2025 Santa Anna National Bank Santa Anna $76.9M Coleman County State Bank
May 31, 2019 Enloe State Bank Cooper $36.7M Legend Bank, N.A.
Dec 13, 2013 Texas Community Bank, N.A. The Woodlands $159.3M Spirit of Texas Bank, SSB
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank
Sep 30, 2011 First International Bank Plano $239.9M American First National Bank
Feb 19, 2010 The La Coste National Bank La Coste $53.9M Community National Bank
Oct 30, 2009 North Houston Bank Houston $325.5M U.S. Bank, N.A.
Oct 30, 2009 Madisonville State Bank Madisonville $256.3M U.S. Bank, N.A.
Oct 30, 2009 Citizens National Bank Teague $118.2M U.S. Bank, N.A.
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Jul 2, 2009 Millennium State Bank of Texas Dallas $118.6M State Bank of Texas
Dec 12, 2008 Sanderson State Bank Sanderson $38.2M The Pecos County Bank
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Jan 18, 2002 Bank of Sierra Blanca Sierra Blanca $10.8M The Security State Bank of
Jul 9, 1999 East Texas NB of Marshall Marshall $121.6M Fredonia State Bank
Jun 14, 1996 First NB of the Panhandle Panhandle $68.1M Sun Bank
May 31, 1996 People's Bank & Trust Borger $22.7M Boatmen's First NB of Amari
Oct 14, 1993 Plaza Bank, N.A. of New Braunfels New Braunfels $54.6M Texas Com Bank-New Braun
Aug 25, 1993 Tarrant Bank Fort Worth $62.6M First Interstate BK of T
Jul 29, 1993 The Wolfe City National Bank Wolfe City $30.4M Sulphur Springs State Ba
Jul 22, 1993 Fidelity National Bank Houston $52.6M Comerica Bank Texas
Jul 1, 1993 Westheimer National Bank Houston $27.9M Nationsbank of Texas N.A.
Jun 10, 1993 Bankcentral Amarillo Amarillo $34.7M Amarillo National Bank
Apr 1, 1993 First State Bank Vega $21.4M Citizens STB of Dalhart
Mar 18, 1993 United Bank, N.A. Lancaster $49.8M Kilgore First National Bank
Feb 25, 1993 The Planters NB of Rosebud Rosebud $13.7M First NB in Cameron
Feb 5, 1993 American Bank of Haltom City Haltom City $99.5M Central Bank&trust
Oct 30, 1992 First City, Texas - Houston, N.A. Houston $2.80B Texas Commerce Bancshares
Oct 30, 1992 First City, Texas - Dallas, N.A. Dallas $1.36B Texas Commerce Bancshares
Oct 30, 1992 First City, Texas - Beaumont, N.A. Beaumont $532.2M Texas Commerce Bancshares
Oct 30, 1992 First City, Texas - Corpus Chris Corpus Christi $462.8M Mercantile Bank, N.A.
Oct 30, 1992 First City, Texas - El Paso, N.A. El Paso $395.9M Sunwest Bank of El Paso
Oct 30, 1992 First City, Texas - Austin, N.A. Austin $345.5M The Frost National Bank
Oct 30, 1992 First City, Texas - Bryan, N.A. Bryan $340.2M Victoria Bank and Trust
Oct 30, 1992 First City, Texas - Midland, N.A. Midland $313.1M Texas Commerce Bancshares
Oct 30, 1992 First City, Texas - San Antonio San Antonio $265.7M The Frost National Bank
Oct 30, 1992 First City, Texas - Tyler, N.A. Tyler $259.2M First Commercial Corporatio
Oct 30, 1992 First City, Texas - Lufkin, N.A. Lufkin $156.6M First Commercial Corporatio
Oct 30, 1992 First City, Texas - San Angelo, San Angelo $142.8M First National Bank of West
Oct 30, 1992 First City, Texas - Orange, N.A. Orange $132.0M First Heights Bank, FSB
Oct 30, 1992 First City, Texas - Alice, N.A. Alice $128.0M Alice Bank of Texas
Oct 30, 1992 First City, Texas - Madisonville Madisonville $123.4M Madisonville State Bank
Oct 30, 1992 First City, Texas - Lake Jackson Lake Jackson $104.3M First Heights Bank, FSB
Oct 30, 1992 First City, Texas - Graham, N.A. Graham $95.4M First National Bank of Olne
Oct 30, 1992 First City, Texas - Sour Lake Sour Lake $53.5M Citizens Bank
Oct 30, 1992 First City, Texas - Aransas Pass Aransas Pass $51.7M Corpus Christi National Ban
Oct 30, 1992 First City, Texas - Kountze, N.A. Kountze $51.3M Citizens Bank
Sep 10, 1992 The First National Bank of Yorktown Yorktown $34.4M Citizens Bank
Jul 23, 1992 First National Bank of Texas Webster $92.1M First Prosperity Bank
Jun 25, 1992 American National Bank - Post Oak Houston $24.7M First Prosperity Bank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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