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Mergers by Year

Bank Mergers in 2025

152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.

152
Banks acquired
14 bought by a credit union
172
Credit unions merged
NIC, credit unions as the acquired side
85
Holding companies
Bank holding companies merged
433
All merger records

Largest bank mergers of 2025

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
May 18, 2025 Discover Bank DE $145.41B Capital One, N.A.
Sep 1, 2025 Pacific Premier Bank, National Association CA $17.78B Columbia Bank
Jan 1, 2025 Independent Bank TX $17.54B SouthState Bank, N.A.
Feb 1, 2025 HTLF Bank CO $17.20B UMB Bank, N.A.
May 1, 2025 Bremer Bank, National Association MN $16.41B Old National Bank
Apr 1, 2025 Sandy Spring Bank MD $13.77B Atlantic Union Bank
Oct 20, 2025 Veritex Community Bank TX $12.71B The Huntington National Bank
Sep 2, 2025 Berkshire Bank MA $12.03B Beacon Bank & Trust
Mar 1, 2025 Premier Bank OH $8.56B WesBanco Bank, Inc.
Apr 1, 2025 The First Bank MS $7.93B Renasant Bank
Sep 2, 2025 HomeStreet Bank WA $7.60B Mechanics Bank
Jun 21, 2025 CrossFirst Bank KS $7.45B Busey Bank
Nov 1, 2025 HarborOne Bank MA $5.63B Eastern Bank
Jul 1, 2025 Enterprise Bank and Trust Company MA $4.95B Rockland Trust Company
Jun 1, 2025 The First National Bank of Long Island NY $4.08B ConnectOne Bank

Credit union mergers in 2025

172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.

Effective Merged credit union State Assets Surviving institution
Dec 1, 2025 Mountain Valley Federal Credit Union NY $57.5M Americu Credit Union
Sep 13, 2025 Vital Federal Credit Union SC $56.2M Founders Federal Credit Union
Nov 1, 2025 White River Credit Union VT $53.2M 802 Credit Union
Jun 1, 2025 High Peaks Federal Credit Union MT $51.2M Southwest Montana Community Federal Credit Union
Aug 1, 2025 Securtrust Federal Credit Union MS $47.5M Centuryfirst Federal Credit Union
May 31, 2025 Central Communications Credit Union MO $47.1M Missouri Central Credit Union
May 1, 2025 Indianapolis Post Office Credit Union IN $46.3M Financial Center First Credit Union
Jul 1, 2025 Blue Chip Federal Credit Union PA $44.1M Pennsylvania Central Federal Credit Union
Jun 30, 2025 Thunderbolt Area Federal Credit Union NJ $41.2M Member's 1st of NJ Federal Credit Union
Sep 1, 2025 Portland Local NO. 8 Federal Credit Union OR $40.6M I.L.W.U. Federal Credit Union
Oct 1, 2025 Freedom 1st Federal Credit Union KS $39.5M Wichita Federal Credit Union
Dec 1, 2025 Loyola University Employees Federal Credit Union IL $38.3M Credit Union 1
Apr 23, 2025 Public Employees Credit Union IA $36.7M Community Choice Credit Union
Apr 1, 2025 El Reno R.I.L. Credit Union OK $36.4M Weokie Federal Credit Union
Nov 1, 2025 Cencap Federal Credit Union CT $33.4M Self-Help Federal Credit Union
Jul 31, 2025 Alcoa Pittsburgh Federal Credit Union PA $33.2M Chrome Federal Credit Union
Oct 1, 2025 1st Choice Credit Union GA $30.6M Hope Federal Credit Union
Dec 1, 2025 Heights Auto Workers Credit Union IL $29.0M Credit Union 1
May 1, 2025 Wellesley Municipal Employees Federal Credit Union MA $27.9M Common Trust Federal Credit Union
Apr 1, 2025 Transtar Federal Credit Union TX $27.8M Membersource Credit Union
Jun 1, 2025 Corry Jamestown Credit Union PA $27.4M Armco Credit Union
Jul 1, 2025 City and County Employees Federal Credit Union MN $27.4M Affinity Plus Federal Credit Union
May 1, 2025 Dale Community Federal Credit Union NE $25.7M Onenebraska Federal Credit Union
Aug 1, 2025 United Cities Credit Union NJ $25.1M North Jersey Federal Credit Union
Dec 10, 2025 United Arkansas Federal Credit Union AR $23.2M Arkansas Federal Credit Union

Every merger recorded in 2025

433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
May 1, 2025 First Chatham Bank GA Cadence Bank
May 1, 2025 FCB Financial Corp. GA Cadence Bank
May 1, 2025 ANB Holdings, Inc. FL United Community Banks, Inc.
May 1, 2025 CenterBank OH First Commonwealth Bank
May 1, 2025 State Bank IL Foresight Bank
May 1, 2025 Bank of Idaho Holding Co. ID Glacier Bancorp, Inc.
May 1, 2025 First State Bankshares of Delaware, Inc. DE First State Bankshares, Inc.
May 1, 2025 Bremer Financial Corporation MN Old National Bancorp
May 1, 2025 CSP Employees Federal Credit Union CT America's First Network Credit Union
May 1, 2025 State Bank of Herscher IL Foresight Bank
May 1, 2025 Northeast Family Federal Credit Union CT Self-Help Federal Credit Union
May 1, 2025 Dale Community Federal Credit Union NE Onenebraska Federal Credit Union
May 1, 2025 Bremer Bank, National Association MN Old National Bank
May 1, 2025 Lewiston Porter Federal Credit Union NY Ontario Shores Federal Credit Union
May 1, 2025 Northwest Bank of Rockford IL Foresight Bank
May 1, 2025 William Penn Bank PA Mid Penn Bank
May 1, 2025 Case Federal Credit Union TX Telco Plus Credit Union
May 1, 2025 Indianapolis Post Office Credit Union IN Financial Center First Credit Union
May 1, 2025 Lena State Bank IL Foresight Bank
May 1, 2025 Taleris Credit Union, Inc. OH Pathways Financial Credit Union, Inc.
May 1, 2025 Wakefield Co-operative Bank MA Reading Co-Operative Bank
May 1, 2025 Star City Federal Credit Union VA Penair Credit Union
May 1, 2025 Bank of Idaho ID Glacier Bank
May 1, 2025 Pamcel Community Federal Credit Union TX Santa Fe Federal Credit Union
May 1, 2025 Wellesley Municipal Employees Federal Credit Union MA Common Trust Federal Credit Union
May 1, 2025 Fort Bayard Federal Credit Union NM First Financial Credit Union
May 1, 2025 State Bank of Davis IL Foresight Bank
May 1, 2025 Appletree Credit Union WI Advia Credit Union
Apr 30, 2025 Eastern Kentucky Federal Credit Union KY Commonwealth Federal Credit Union
Apr 30, 2025 Atlas Credit Union MO Community First Credit Union
Apr 29, 2025 NVE Bank NJ ION Bank
Apr 29, 2025 Nve Bancorp, MHC NJ ION Financial, MHC, Inc.
Apr 29, 2025 Nve Bancorp, Inc. NJ ION Financial, MHC, Inc.
Apr 29, 2025 Columbia Bancorp-Delaware, Inc. DE Columbus Bancorp, Inc.
Apr 26, 2025 Mid-Southern Savings Bank, F.S.B. IN Beacon Credit Union
Apr 26, 2025 Franklin State Bank MN The Wanda State Bank
Apr 23, 2025 Kraton Belpre — Riverview Federal Credit Union, Inc.
Apr 23, 2025 Public Employees Credit Union IA Community Choice Credit Union
Apr 22, 2025 Marathon MHC WI Marathon Bancorp, Inc.
Apr 17, 2025 Peoples Bank KS Stockgrowers State Bank
Apr 16, 2025 McComb Federal Credit Union MS Magnolia Federal Credit Union
Apr 16, 2025 Saint Joseph Medical Center Maryland Federal Credit Union MD First Financial of Maryland Federal Credit Union
Apr 14, 2025 Pine Bluff Postal Federal Credit Union AR Fairfield Federal Credit Union
Apr 14, 2025 First Financial Northwest Bank WA Global Federal Credit Union
Apr 5, 2025 Kanza Bank KS Peoples Bank and Trust Company
Apr 4, 2025 Farmers State Bank of Newcastle TX Farmers and Merchants Bank
Apr 4, 2025 Newcastle Bancshares, Inc. TX F & M Bancshares, Inc.
Apr 2, 2025 Territorial Bancorp Inc. HI Hope Bancorp, Inc.
Apr 2, 2025 Territorial Savings Bank HI Bank of Hope
Apr 1, 2025 Missouri Credit Union MO Multipli Federal Credit Union

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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