Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jul 1, 2025 | Wood County Employees Credit Union | Park City Credit Union |
| Jul 1, 2025 | Ann Arbor Postal Federal Credit Union | University of Michigan Credit Union |
| Jul 1, 2025 | Jefferson Financial Federal Credit Union | Keesler Federal Credit Union |
| Jul 1, 2025 | Catholic Vantage Financial | Christian Financial Credit Union |
| Jul 1, 2025 | City and County Employees Federal Credit Union | Affinity Plus Federal Credit Union |
| Jul 1, 2025 | Fayetteville Bank | Cadence Bank |
| Jul 1, 2025 | Blue Chip Federal Credit Union | Pennsylvania Central Federal Credit Union |
| Jul 1, 2025 | The First National Bank of Shiner | Cadence Bank |
| Jul 1, 2025 | Alec Federal Credit Union | Campus Federal Credit Union |
| Jul 1, 2025 | Texoma Federal Credit Union | Texas Plains Federal Credit Union |
| Jul 1, 2025 | Southwest Federal Credit Union | First Financial Credit Union |
| Jun 30, 2025 | Thunderbolt Area Federal Credit Union | Member's 1st of NJ Federal Credit Union |
| Jun 30, 2025 | Curtis Federal Credit Union | Skyline Financial Federal Credit Union |
| Jun 27, 2025 | North Adams State Bank | Liberty Bank |
| Jun 26, 2025 | Matson Employees Federal Credit Union | McKesson & Healthcare Providers Federal Credit Union |
| Jun 23, 2025 | BancCentral, National Association | Dream First Bank, N.A. |
| Jun 23, 2025 | First Bank of Beloit | The Bank of Tescott |
| Jun 21, 2025 | CrossFirst Bank | Busey Bank |
| Jun 13, 2025 | EH National Bank | Genesis Bank |
| Jun 12, 2025 | Atrium Credit Union, Inc. | Treadwell Credit Union, Inc. |
| Jun 7, 2025 | Captex Bancshares, Inc. | Community Bank Holdings of Texas, Inc. |
| Jun 7, 2025 | Postal Employees Regional Federal Credit Union | Navigant Credit Union |
| Jun 7, 2025 | CapTex Bank | Community National Bank & Trust of Texas |
| Jun 1, 2025 | Beaver Valley Federal Credit Union | Clearview Federal Credit Union |
| Jun 1, 2025 | Oshkosh Postal Employees Credit Union | Community First Credit Union |
| Jun 1, 2025 | Space City Credit Union | Texas Dow Employees Credit Union |
| Jun 1, 2025 | Security State Bank | Gesa Credit Union |
| Jun 1, 2025 | The First of Long Island Corporation | ConnectOne Bancorp, Inc. |
| Jun 1, 2025 | Alliance Credit Union of Florida | Self-Help Credit Union |
| Jun 1, 2025 | The First National Bank of Long Island | ConnectOne Bank |
| Jun 1, 2025 | Corry Jamestown Credit Union | Armco Credit Union |
| Jun 1, 2025 | High Peaks Federal Credit Union | Southwest Montana Community Federal Credit Union |
| May 31, 2025 | Citizens State Bank | Yoakum Bank |
| May 31, 2025 | Lone Star Capital Bank, National Association | Rio Bank |
| May 31, 2025 | Ganado Bancshares, Inc. | Yoakum National Bancshares, Inc. |
| May 31, 2025 | Central Communications Credit Union | Missouri Central Credit Union |
| May 30, 2025 | Credit Suisse Holdings (USA), Inc. | UBS Americas Inc. |
| May 19, 2025 | Life Federal Credit Union | Tinker Federal Credit Union |
| May 18, 2025 | Discover Financial Services | Capital One Financial Corporation |
| May 18, 2025 | Discover Bank | Capital One, N.A. |
| May 17, 2025 | Farmers National Bank of Griggsville | Eagle Valley Bank |
| May 17, 2025 | Scott Morgan Bancorp, Inc. | Griggsville Bancshares, Inc |
| May 10, 2025 | Community Bank | Spokane Teachers Credit Union |
| May 3, 2025 | Evans Bank, National Association | NBT Bank, N.A. |
| May 3, 2025 | Republic Bank of Arizona | Pima Federal Credit Union |
| May 3, 2025 | Evans Bancorp, Inc. | NBT Bancorp Inc. |
| May 2, 2025 | Popular Auto LLC | Banco Popular de Puerto Rico |
| May 1, 2025 | American National Bank | United Community Bank |
| May 1, 2025 | Centergroup Financial, Inc. | First Commonwealth Financial Corporation |
| May 1, 2025 | William Penn Bancorporation | Mid Penn Bancorp, Inc. |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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