Calendar Year
2025 in US Banking
579 bank events are on record for 2025: 2 failures, 433 mergers or acquisitions involving a bank, credit union or bank holding company, and 144 enforcement actions.
2
Failures
$126.4M in failed assets
433
Mergers
Federal Reserve NIC, banking organizations
144
Enforcement
OCC, FDIC, FRB, OTS and SEC 8-K filings
Jump to: Bank failures 2025 · Bank mergers 2025
How many banks failed in 2025?
2 banks failed in 2025, with $126.4M in assets. Each failure below links to its own page.
| Date | Bank | Assets |
|---|---|---|
| Jun 27, 2025 | Santa Anna National Bank | $76.9M |
| Jan 17, 2025 | Pulaski Savings Bank | $49.5M |
Which banks merged in 2025?
433 mergers or acquisitions involving a bank, credit union or bank holding company are on record for 2025.
See the fuller list: Bank mergers 2025 with largest deals and credit union mergers ›
| Date | Acquired | Acquirer |
|---|---|---|
| Nov 1, 2025 | Westfield Bancorp | First Financial Bancorp |
| Nov 1, 2025 | Westfield Bank, FSB | First Financial Bank |
| Nov 1, 2025 | CSB Investments, Inc | Presence Bank |
| Nov 1, 2025 | Wells Fargo Merchant Services, L.L.C. | Wells Fargo Bank, N.A. |
| Nov 1, 2025 | Cencap Federal Credit Union | Self-Help Federal Credit Union |
| Nov 1, 2025 | Morning Star Baptist Federal Credit Union | Tri Boro Federal Credit Union |
| Nov 1, 2025 | Louviers Federal Credit Union | Del-One Federal Credit Union |
| Nov 1, 2025 | Unify Financial Federal Credit Union | Communityamerica Federal Credit Union |
| Nov 1, 2025 | Suncomp Employees Federal Credit Union | United Southeast Federal Credit Union |
| Nov 1, 2025 | Ibew Local 681 Credit Union | Texoma Community Credit Union |
| Nov 1, 2025 | White River Credit Union | 802 Credit Union |
| Nov 1, 2025 | Colonial Federal Savings Bank | TruNorth Bank |
| Nov 1, 2025 | Homewood Federal Credit Union | Credit Union 1 |
| Nov 1, 2025 | HarborOne Bank | Eastern Bank |
| Oct 31, 2025 | Norwalk Postal Employees Federal Credit Union | Skyline Financial Federal Credit Union |
| Oct 31, 2025 | DLP Bancshares, Inc. | Regent Capital Corporation |
| Oct 20, 2025 | Veritex Holdings, Inc. | Huntington Bancshares Incorporated |
| Oct 20, 2025 | Veritex Community Bank | The Huntington National Bank |
| Oct 18, 2025 | Entertainment Industries Federal Credit Union | Affinity Federal Credit Union |
| Oct 18, 2025 | Flagstar Financial, Inc. | Flagstar Bank, N.A. |
| Oct 18, 2025 | County Bank | Fidelity Bank & Trust |
| Oct 16, 2025 | Seneca Financial Corp | Seneca Bancorp, Inc. |
| Oct 15, 2025 | Community State Bank | First State Bank Nebraska |
| Oct 11, 2025 | The Tampa State Bank | SJN Bank of Kansas |
| Oct 11, 2025 | Green City Bancshares Inc. | Rhineland Bancshares, Inc |
| Oct 6, 2025 | Holmes County Capital Corporation | Commerce Bancorp, Inc |
| Oct 6, 2025 | Holmes County Bank | Bank of Commerce |
| Oct 4, 2025 | The Haviland State Bank | The Bank of Protection |
| Oct 4, 2025 | Bank of Denton | Bendena State Bank |
| Oct 4, 2025 | Visionbank | Bravera Bank |
| Oct 4, 2025 | Appalachian Financial Corporation | Freedom Bancshares, Inc. |
| Oct 4, 2025 | The Culbertson Bank | Henderson State Bank |
| Oct 4, 2025 | Bcbank, Inc. | Freedom Bank, Inc. |
| Oct 2, 2025 | Villages Bancorporation, Inc. | Seacoast Banking Corporation of Florida |
| Oct 2, 2025 | Citizens First Bank | Seacoast National Bank |
| Oct 1, 2025 | State Bank of Cochran | Banksouth |
| Oct 1, 2025 | People's United Merchant Services Holdings, Inc. | Manufacturers and Traders Trust Company |
| Oct 1, 2025 | Community Valley Bank | Frontwave Credit Union |
| Oct 1, 2025 | Central Georgia Banking Company | Banksouth Holding Company |
| Oct 1, 2025 | North Georgia Community Financial Partners, Inc. | Millennium Bancshares, Inc. |
| Oct 1, 2025 | North Georgia National Bank | Millennium Bank |
| Oct 1, 2025 | First Community Corporation | Miners and Merchants Bancorp, Inc. |
| Oct 1, 2025 | First Community Bank of East Tennessee | Trupoint Bank |
| Oct 1, 2025 | Susquehanna Community Financial, Inc | Citizens & Northern Corporation |
| Oct 1, 2025 | Wells Fargo Funding, LLC | Wells Fargo Bank, N.A. |
| Oct 1, 2025 | Guaranty Bancshares, Inc. | Glacier Bancorp, Inc. |
| Oct 1, 2025 | Middlesex County (N.J.) Employees Federal Credit Union | New Brunswick Postal Federal Credit Union |
| Oct 1, 2025 | Freedom 1st Federal Credit Union | Wichita Federal Credit Union |
| Oct 1, 2025 | First Community Bank of Cullman | Legacy Community Federal Credit Union |
| Oct 1, 2025 | Piedmont Credit Union | Members Credit Union |
Enforcement Actions in 2025
| Action date | Agency | Institution | Action |
|---|---|---|---|
| Apr 24, 2025 | OCC | Eastern National Bank | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Eastern National Bank |
| Apr 24, 2025 | FRB | Banco Popular de Puerto Rico | Section 19 Letters: Nicolas Perez Alvarado |
| Apr 21, 2025 | OCC | Grand Bank for Savings, F.S.B. | Prohibition/Removal Orders: Langton, Edward |
| Apr 18, 2025 | FRB | Discover Financial Services | Civil Money Penalty, $100,000,000, and Cease and Desist Order: Discover Financial Services, Riverwoods, Illinois … |
| Apr 16, 2025 | SEC_8K | Ameriserv Financial, Inc | 8-K Item 1.01: written agreement |
| Apr 14, 2025 | FRB | (individual) | Section 19 Letters: Robert B. Thompson |
| Apr 10, 2025 | FRB | Civista Bank | Section 19 Letters: Rae’Shun Adcock |
| Apr 10, 2025 | FRB | Civista Bank | Section 19 Letters: Morgan Hodgkinson |
| Apr 10, 2025 | SEC_8K | Finward Bancorp | 8-K Item 8.01: consent order |
| Apr 2, 2025 | OCC | TD Bank, N.A. | Prohibition/Removal Orders: Molina, Jacqueline |
| Mar 31, 2025 | OCC | JPMorgan Chase Bank, N.A. | Prohibition/Removal Orders: Abubakar, Alhassan |
| Mar 28, 2025 | FDIC | (individual) | FDIC Makes Public February Enforcement Actions |
| Mar 27, 2025 Released Apr 1, 2025 | FRB | Banco Popular de Puerto Rico | Prohibition from Banking: Nicolas Perez Alvarado |
| Mar 18, 2025 | SEC_8K | River Financial Corporation | 8-K Item 1.02: consent order |
| Mar 17, 2025 | FRB | Univest Bank and Trust Co. | Section 19 Letters: Justin Thomas |
| Mar 12, 2025 | OCC | Dollar Bank, Federal Savings Bank | 1829 Prohibition Notification: Jones, Jasmine |
| Mar 11, 2025 | OCC | JPMorgan Chase Bank, N.A. | Prohibition/Removal Orders: Zatikian, Nick |
| Mar 11, 2025 | OCC | Capital One, N.A. | 1829 Prohibition Notification: Minerve, Jeffrey |
| Mar 6, 2025 | OCC | Grand Bancorp, Inc. | 1829 Prohibition Notification: Smith, Kevin |
| Feb 28, 2025 | FDIC | (individual) | FDIC Makes Public January Enforcement Actions |
| Feb 26, 2025 | OCC | Citizens Bank, National Association | Prohibition/Removal Orders: Kennedy, Josiah |
| Feb 26, 2025 | SEC_8K | Provident Financial Holdings, Inc. | 8-K Item 8.01: memorandum of understanding |
| Feb 24, 2025 Released Mar 20, 2025 | FRB | Bank of Hawaii | Civil Money Penalty: Bank of Hawaii, Honolulu, Hawaii |
| Feb 20, 2025 Released Mar 20, 2025 | FRB | Frankewing Bancshares, Inc. | Cease and Desist Order: Frankewing Bancshares, Inc., Frankewing, Tennessee |
| Feb 5, 2025 | OCC | NBT Bank, N.A. | Prohibition/Removal Orders: Vanderneut, Karla |
| Feb 4, 2025 | OCC | Woodforest National Bank | Prohibition/Removal Orders: Graves, Jackeline |
| Jan 31, 2025 | FDIC | (individual) | FDIC Makes Public December Enforcement Actions |
| Jan 30, 2025 | OCC | 42 North Private Bank | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): 42 North Private Bank |
| Jan 29, 2025 | OCC | Citizens Bank, N.A. | Prohibition/Removal Orders: Tillman, Mark |
| Jan 29, 2025 | OCC | Citizens Bank, N.A. | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Tillman, Mark |
| Jan 27, 2025 | OCC | Fifth Third Bank, N.A. | 1829 Prohibition Notification: Roach, Kindra |
| Jan 21, 2025 | OCC | The Huntington National Bank | 1829 Prohibition Notification: Metcalf, Joddi |
| Jan 17, 2025 | OCC | Wells Fargo Bank, N.A. | 1829 Prohibition Notification: Berardi, Florencio |
| Jan 16, 2025 | OCC | Dearborn Federal Savings Bank | Formal Agreement: Dearborn FSB |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Julian, David |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Civil Money Penalty (CMP): Russ Anderson, Claudia |
| Jan 14, 2025 | OCC | Banccentral Financial Services Corp | Prohibition/Removal Orders: Heaton, Derek |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Prohibition/Removal Orders: Russ Anderson, Claudia |
| Jan 14, 2025 | OCC | Patriot Bank, N.A. | Formal Agreement: Patriot Bank, National Association |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Civil Money Penalty (CMP): McLinko, Paul |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Civil Money Penalty (CMP): Julian, David |
| Jan 14, 2025 | OCC | Wells Fargo Bank, N.A. | Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): McLinko, Paul |
| Jan 8, 2025 | OCC | Banccentral Financial Services Corp | Prohibition/Removal Orders: DeWitt, Larry |
| Jan 5, 2025 | OCC | U.S. Bank N.A. | Prohibition/Removal Orders: Bender, Max |
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