International Bancshares Corporation Financials, FR Y-9C Data and Filings
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International Bancshares Corporation is a bank holding company based in Texas with $17.02B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 5 banks that file a call report, the largest being International Bank of Commerce ($9.80B in assets). Its shares trade under the ticker IBOC, and it files with the SEC under CIK 315709: see its SEC filings and 8-K events.
Key Financials FR Y-9C, consolidated, as of June 30, 2026
- Total assets
- $17.02B
- Total deposits
- $12.74B
- Total equity
- $3.38B
- Net income (Q2 2026)
- $95.8M
- ROA
- 2.21%
- ROE
- 11.50%
- Net interest margin
- 4.40%
- CET1 ratio
- 23.56%
- Total loans
- $9.86B
- Efficiency ratio
- 38.50%
- Equity / assets
- 19.83%
- Tier 1 leverage ratio
- 20.27%
- Total capital ratio
- 25.30%
- Employees (FTE)
- 2,226
Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.
Bank Subsidiaries 5 banks held directly or through another holding company
| Bank | Charter | State | Total assets (call report) | Share of bank assets | Held through |
|---|---|---|---|---|---|
| International Bank of Commerce | State Non-Member Bank | TX | $9.80B | 56.6% | Held directly |
| International Bank of Commerce | State Non-Member Bank | TX | $4.57B | 26.4% | Held directly |
| International Bank of Commerce | State Non-Member Bank | OK | $1.63B | 9.4% | Held directly |
| Commerce Bank | State Non-Member Bank | TX | $749.1M | 4.3% | Held directly |
| International Bank of Commerce | State Non-Member Bank | TX | $563.3M | 3.3% | Held directly |
Watch International Bank of Commerce: get an email when it files its next call report. Free account, no card.
Questions About International Bancshares Corporation
What are International Bancshares Corporation's total assets?
International Bancshares Corporation reported $17.02B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.
How many banks does International Bancshares Corporation own?
International Bancshares Corporation owns 5 banks that file a call report: International Bank of Commerce, International Bank of Commerce, International Bank of Commerce, and 2 others.
Who owns International Bank of Commerce?
International Bank of Commerce is owned by International Bancshares Corporation. The bank reported $9.80B in total assets on its latest call report.
Where can I find International Bancshares Corporation's FR Y-9C?
International Bancshares Corporation files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1104231. This page summarizes the FR Y-9C for Q2 2026.
Does International Bancshares Corporation file with the SEC?
Yes. International Bancshares Corporation files with the SEC under Central Index Key (CIK) 315709 and trades under the ticker IBOC.
Filing Details fiscal year and SEC registration
- Fiscal year end
- December 31
- Ticker
- IBOC
- SEC CIK
- 315709
- SEC filings
- Filings and 8-K events
Organization Map select + to expand a subsidiary's own holdings
- International Bancshares CorporationHolding Company TX RSSD 1104231$17.02B
- State Non-Member Bank TX RSSD 1001152$9.80B
- State Non-Member Bank TX RSSD 230759$4.57B
- State Non-Member Bank OK RSSD 5050028$1.63B
- State Non-Member Bank TX RSSD 625159$749.1M
- State Non-Member Bank TX RSSD 382069$563.3M
- Diamond Beach Holdings, LLCNonbank Subsidiary TX RSSD 4566577
- Emerald Galveston Holdings LLCNonbank Subsidiary TX RSSD 4171346
- Nonbank Subsidiary TX RSSD 2961730
- Gulfstar Group II, LTDNonbank Subsidiary TX RSSD 3030839
- Gulfstar Group I, LTDNonbank Subsidiary TX RSSD 2961749
- Gulfstar Merchant Banking II, Ltd.Nonbank Subsidiary TX RSSD 3416527
- Gulfstar Merchant Banking IV, LTDNonbank Subsidiary TX RSSD 4566399
- International Bancshares Capital Trust IXNonbank Subsidiary TX RSSD 3451733
- International Bancshares Capital Trust XNonbank Subsidiary TX RSSD 3601499
- International Bancshares Capital Trust XINonbank Subsidiary TX RSSD 3599729
- International Bancshares Capital Trust XIINonbank Subsidiary TX RSSD 3605769
- Premier Tierra Holdings, Inc.Nonbank Subsidiary TX RSSD 3844326
- Prime NGL, LLCNonbank Subsidiary TX RSSD 5752322
- RH Lakeway Development GP, LLCNonbank Subsidiary TX RSSD 5530221
- RH Lakeway Development, Ltd.Nonbank Subsidiary TX RSSD 5530230
- RH Lakeway Holdings GP, LLCNonbank Subsidiary TX RSSD 5530212
- RH Lakeway Holdings, LTDNonbank Subsidiary TX RSSD 5530203
- WCMH, LLCNonbank Subsidiary TX RSSD 6028538
-
Direct Subsidiaries 23 active direct subsidiaries
| Entity | Type | State | Total Assets | Share of bank subsidiary assets |
|---|---|---|---|---|
| International Bank of Commerce · 1001152 | State Non-Member Bank | TX | $9.80B | 56.6% |
| International Bank of Commerce · 230759 | State Non-Member Bank | TX | $4.57B | 26.4% |
| International Bank of Commerce · 5050028 | State Non-Member Bank | OK | $1.63B | 9.4% |
| Commerce Bank · 625159 | State Non-Member Bank | TX | $749.1M | 4.3% |
| International Bank of Commerce · 382069 | State Non-Member Bank | TX | $563.3M | 3.3% |
| Diamond Beach Holdings, LLC · 4566577 | Nonbank Subsidiary | TX | — | — |
| Emerald Galveston Holdings LLC · 4171346 | Nonbank Subsidiary | TX | — | — |
| Gulfstar Group GP, L.L.C. · 2961730 | Nonbank Subsidiary | TX | — | — |
| Gulfstar Group II, LTD · 3030839 | Nonbank Subsidiary | TX | — | — |
| Gulfstar Group I, LTD · 2961749 | Nonbank Subsidiary | TX | — | — |
| Gulfstar Merchant Banking II, Ltd. · 3416527 | Nonbank Subsidiary | TX | — | — |
| Gulfstar Merchant Banking IV, LTD · 4566399 | Nonbank Subsidiary | TX | — | — |
| International Bancshares Capital Trust IX · 3451733 | Nonbank Subsidiary | TX | — | — |
| International Bancshares Capital Trust X · 3601499 | Nonbank Subsidiary | TX | — | — |
| International Bancshares Capital Trust XI · 3599729 | Nonbank Subsidiary | TX | — | — |
| International Bancshares Capital Trust XII · 3605769 | Nonbank Subsidiary | TX | — | — |
| Premier Tierra Holdings, Inc. · 3844326 | Nonbank Subsidiary | TX | — | — |
| Prime NGL, LLC · 5752322 | Nonbank Subsidiary | TX | — | — |
| RH Lakeway Development GP, LLC · 5530221 | Nonbank Subsidiary | TX | — | — |
| RH Lakeway Development, Ltd. · 5530230 | Nonbank Subsidiary | TX | — | — |
| RH Lakeway Holdings GP, LLC · 5530212 | Nonbank Subsidiary | TX | — | — |
| RH Lakeway Holdings, LTD · 5530203 | Nonbank Subsidiary | TX | — | — |
| WCMH, LLC · 6028538 | Nonbank Subsidiary | TX | — | — |
Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.
Regulator records: FFIEC NIC profile (RSSD 1104231)