Bac Financial Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company California RSSD 3033746 FRS Est. 2001

Bac Financial Inc. is a bank holding company based in California with $762.0M in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: Bac Community Bank ($761.9M in assets).

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see Bac Community Bank.

Key Financials FR Y-9SP, as of June 30, 2026

Total consolidated assets: $762.0M
Total assets, parent only: $69.6M
Total equity, parent only: $63.3M
Net income, parent only (first half of 2026): $2.2M

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
Bac Community Bank	State Non-Member Bank	CA	$761.9M	100.0%	Held directly

Watch Bac Community Bank: get an email when it files its next call report. Free account, no card.

Questions About Bac Financial Inc.

What are Bac Financial Inc.'s total assets?

Bac Financial Inc. reported $762.0M in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does Bac Financial Inc. own?

Bac Financial Inc. owns 1 bank that files a call report: Bac Community Bank.

Who owns Bac Community Bank?

Bac Community Bank is owned by Bac Financial Inc. The bank reported $761.9M in total assets on its latest call report.

Where can I find Bac Financial Inc.'s FR Y-9SP?

Bac Financial Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 3033746. This page summarizes the FR Y-9SP for Q2 2026.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: —
SEC CIK: —
SEC filings: —

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Bac Financial Inc.

Holding Company CA RSSD 3033746

$762.0M
- Bac Community Bank
  
  State Non-Member Bank CA RSSD 5461
  
  $761.9M
- Bac Financial Trust
  
  Nonbank Subsidiary CA RSSD 3368550
- Bac Transportation
  
  Nonbank Subsidiary CA RSSD 4967697

Direct Subsidiaries 3 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Bac Community Bank · 5461	State Non-Member Bank	CA	$761.9M	100.0%
Bac Financial Trust · 3368550	Nonbank Subsidiary	CA	—	—
Bac Transportation · 4967697	Nonbank Subsidiary	CA	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 3033746)