Frontier Bancshares, Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company Texas RSSD 3412798 FRS Est. 2006

Frontier Bancshares, Inc. is a bank holding company based in Texas with $2.57B in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: Horizon Bank, SSB ($2.55B in assets as of June 30, 2026). It files with the SEC under CIK 1379918: see its filings on EDGAR.

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see Horizon Bank, SSB.

Key Financials FR Y-9SP, as of June 30, 2026; semiannual filer, next report as of December 31, 2026

Total consolidated assets: $2.57B
Total assets, parent only: $223.8M
Total equity, parent only: $173.3M
Net income, parent only (first half of 2026): $20.1M

Parent-only ratios, FR Y-9SP

Double leverage: 1.28x
Return on equity, parent only (six months, annualized): 23.21%
Dividend payout, year to date: 0.00%

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. The form is filed semiannually, as of June 30 and December 31, so in March and September these are the last filed values. Parent-only ratios are not comparable with the consolidated FR Y-9C ratios of larger holding companies. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets, Q2 2026 call report	Share of bank assets	Held through
Horizon Bank, SSB	State Savings Bank	TX	$2.55B	100.0%	Held directly

Watch Horizon Bank, SSB: get an email when it files its next call report. Free account, no card.

Questions About Frontier Bancshares, Inc.

What are Frontier Bancshares, Inc.'s total assets?

Frontier Bancshares, Inc. reported $2.57B in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does Frontier Bancshares, Inc. own?

Frontier Bancshares, Inc. owns 1 bank that files a call report: Horizon Bank, SSB.

Who owns Horizon Bank, SSB?

Horizon Bank, SSB is owned by Frontier Bancshares, Inc. The bank reported $2.55B in total assets on its call report for June 30, 2026.

Where can I find Frontier Bancshares, Inc.'s FR Y-9SP?

Frontier Bancshares, Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 3412798. This page summarizes the FR Y-9SP for Q2 2026.

Does Frontier Bancshares, Inc. file with the SEC?

Yes. Frontier Bancshares, Inc. files with the SEC under Central Index Key (CIK) 1379918.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: —
SEC CIK: 1379918
SEC filings: —

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Frontier Bancshares, Inc.

Holding Company TX RSSD 3412798

$2.57B
- Horizon Bank, SSB
  
  State Savings Bank TX RSSD 703552
  
  $2.52B
- Atx Servicing, LLC
  
  Nonbank Subsidiary TX RSSD 5590636
- Hbre, LLC
  
  Nonbank Subsidiary TX RSSD 5590645
- Stratahc Inc
  
  Nonbank Subsidiary TX RSSD 6166645

Direct Subsidiaries 4 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Horizon Bank, SSB · 703552	State Savings Bank	TX	$2.52B	100.0%
Atx Servicing, LLC · 5590636	Nonbank Subsidiary	TX	—	—
Hbre, LLC · 5590645	Nonbank Subsidiary	TX	—	—
Stratahc Inc · 6166645	Nonbank Subsidiary	TX	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 3412798)