CIBC National Trust Company: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Operating from Atlanta, GA, CIBC National Trust Company serves its local market as an FDIC-insured commercial bank, anchoring the Southeast banking market. As of Q2 2026, the bank held approximately $413M in total assets and $550K in deposits. Returns are notably above industry norms: 14.52% ROA, 20.90% ROE, and 4.12% NIM. A CET1 ratio of 215.65% reflects a balance sheet with almost no risk-weighted lending, typical of a trust or nondepository charter; it is not comparable with commercial bank capital levels. CIBC National Trust Company operates a 16-branch network.
As of June 30, 2026, CIBC National Trust Company reported a CET1 capital ratio of 215.65%, a return on assets of 14.52%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 3290 Northside Pkwy Nw, Atlanta, GA 30327
- County
- Fulton
- Metro Area
- Atlanta-Sandy Springs-Roswell, GA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- May 14, 1969
- Former names
- Atlantic Trust Company, National Association (2013-2018); Invesco National Trust Company (2007-2013); Amvescap National Trust Company (2000-2007); Institutional Trust Company (1998-2000); INVESCO Trust Company (1989-1998)
- Offices
- 16 domestic
- Employees (FTE)
- 372
- Domestic deposits
- $550K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- May 5, 2000
- FDIC Cert
- 91325
- Fed RSSD
- 975751
- Website
- private-wealth.us.cibc.com →
- Parent Holding Company
- CIBC PRIVATE WEALTH GROUP, LLC (RSSD 4648419)
- Ultimate Parent
- CANADIAN IMPERIAL BANK OF COMMERCE (RSSD 1231342)
Profitability
Asset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 215.65% | 14.52% | — | 0.00% | 4.12% |
| Q1 2026 | 165.78% | 13.60% | — | 0.00% | 3.58% |
| Q4 2025 | 198.55% | 17.01% | — | 0.00% | 4.42% |
| Q3 2025 | 246.57% | 13.65% | — | 0.00% | 4.24% |
| Q2 2025 | 250.61% | 11.50% | — | 0.00% | 4.87% |
| Q1 2025 | 182.13% | 11.99% | — | 0.00% | 4.22% |
| Q4 2024 | 190.77% | 26.78% | — | 0.00% | 5.73% |
| Q3 2024 | 205.28% | 14.27% | — | 0.00% | 4.57% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 16 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| CIBC National Trust Company (main office) | Atlanta , GA | 30327 | $550K |
| Cibc National Trust Company Chicago Branch | Chicago , IL | 60602 | $0 |
| Cibc National Trust Company Nb Branch | Newport Beach , CA | 92660 | $0 |
| Cibc National Trust Company Sf Branch | San Francisco , CA | 94105 | $0 |
| Cibc National Trust Company New York Branch | New York , NY | 10017 | $0 |
| Cibc National Trust Company Delaware Branch | Wilmington , DE | 19803 | $0 |
| Cibc National Trust Company Florida Branch | West Palm Beach , FL | 33401 | $0 |
| Cibc National Trust Company Dallas Branch | Dallas , TX | 75201 | $0 |
| Cibc National Trust Company Tampa | Tampa , FL | 33602 | $0 |
| Cibc National Trust Company Saint Louis Branch | Saint Louis , MO | 63144 | $0 |
| Cibc National Trust Company Birmingham Branch | Birmingham , MI | 48009 | $0 |
| Cibc National Trust Company Dc Branch | Washington , DC | 20004 | $0 |
| Cibc National Trust Company Ma Boston Branch | Boston , MA | 02110 | $0 |
| Cibc National Trust Company Austin Branch | Austin , TX | 78701 | $0 |
| Cibc National Trust Company Denver Branch | Denver , CO | 80206 | $0 |
| Cibc National Trust Company Houston Branch | Houston , TX | 77046 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 31, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 2007 | Structure Change | Acquired another institution Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for CIBC National Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in GA, rank 176 of 179 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about CIBC National Trust Company
What are CIBC National Trust Company's total assets?
As of the Q2 2026 filing, CIBC National Trust Company reported total assets of $412.8 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is CIBC National Trust Company headquartered?
CIBC National Trust Company is headquartered in Atlanta, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was CIBC National Trust Company founded?
CIBC National Trust Company was established in 1969, per the FDIC institution directory.
Is CIBC National Trust Company FDIC-insured?
Yes. CIBC National Trust Company is an FDIC-insured commercial bank (FDIC Certificate #91325). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates CIBC National Trust Company?
CIBC National Trust Company's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is CIBC National Trust Company's CET1 capital ratio?
CIBC National Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 215.65% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does CIBC National Trust Company operate?
CIBC National Trust Company operates 16 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is CIBC National Trust Company's Texas Ratio?
CIBC National Trust Company's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was CIBC National Trust Company previously called?
The charter now named CIBC National Trust Company has also operated as Atlantic Trust Company, National Association (2013-2018), Invesco National Trust Company (2007-2013), Amvescap National Trust Company (2000-2007), Institutional Trust Company (1998-2000), INVESCO Trust Company (1989-1998), per FDIC structure-change records.
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